Home Equity Loans in Ames, IA

Looking to tap into your Ames home's equity? Comparing HELOC offers helps you find the best rates and flexible terms that fit your needs—whether it’s for remodeling, debt consolidation, or bigger projects.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Cobalt has a HELOC with today’s APR ranging from 5.75% to 6.99% . This is down from 6.99% seven days ago and also lower than the 6.49% to 6.99% range seen 30 days ago. Centris has a Home Equity loan with an APR range of 6% to 12.74% today. This rate range is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . I. H. Mississippi Valley has a HELOC with an APR range of 7% to 9.19% today, which is lower than 60 days ago when the range was 7.5% to 9.19% . Their Home Equity loan shows no change in APR, holding steady at 7.69% to 8.57% over the past 7, 30, and 60 days. Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed. Northrop Grumman has a Home Equity loan APR range of 8.74% to 8.87% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months.

🏦 All Local Lenders in Ames, IA

Lender NameBranch AddressOffice ServicesLender Snapshot
RIVER VALLEY CREDIT UNION
2811 E 13TH ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $106,096,551
Deposits: $18,149,969
Net Worth: $11,889,966
Employees: 15
Members: 6,732
MEMBERS1ST COMMUNITY CREDIT UNION
423 MAIN ST AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
MEMBERS1ST COMMUNITY CREDIT UNION
2604 NORTHRIDGE PKWY STE 201 AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $258,872,199
Deposits: $21,130,974
Net Worth: $26,405,536
Employees: 65
Members: 17,491
GREATER IOWA CREDIT UNION
801 LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
2623 NORTHRIDGE PKWY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
200 AIRPORT RD AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
GREATER IOWA CREDIT UNION
1509 BALTIMORE DR AMES IA 50010
P2P
E-Statements
E-Signature
Assets: $638,702,843
Deposits: $33,985,892
Net Worth: $59,665,236
Employees: 131
Members: 37,296
PREMIER CREDIT UNION
520 GRAND AVE AMES IA 50010
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $329,151,595
Deposits: $8,453,127
Net Worth: $29,708,649
Employees: 54
Members: 19,849
COMMUNITY CHOICE CREDIT UNION
212 E LINCOLN WAY AMES IA 50010
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $812,391,535
Deposits: $41,166,373
Net Worth: $99,798,771
Employees: 177.0
Members: 51,227

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