Home Equity Loans in Grand Rapids, MI

Looking for the lowest home equity loan rates in Grand Rapids, MI? Compare trusted local lenders offering competitive rates and flexible terms designed to fit your needs. Whether you’re planning renovations or consolidating debt, start here to find the best deal for your home and budget.

Grand Rapids homeowners deserve quick, clear options with expert guidance from neighbors who understand your community. Explore offers from trusted credit unions and lenders today to unlock your home’s value and fund your goals with confidence and ease.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Eastrise has a Home Equity loan with an APR range of 5.74% to 8.38% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7% and 8.5% , also unchanged from the past week and month. Both products have steady rates over the last two months. Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end.

Lake Trust has a Home Equity rate range of 5.93% to 9.83% today, which is slightly up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , showing no change over the past 7, 30, 60, or 90 days. Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Dfcu Financial has a Home Equity loan with an APR range of 6.49% to 8.99% today. This rate is the same as it was 30, 60, and 90 days ago. There is no change in the APR compared to those earlier periods.

Elga has a Home Equity loan with an APR range of 6.5% to 8.74% , unchanged from it was 7 days ago. Their HELOC rate is 7.25% today, with no change noted from previous days. Both rates have stayed steady over the past week. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dort Financial has a HELOC with an APR range of 6.75% to 7.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their Home Equity loan shows an APR range of 6.75% to 8% , unchanged from both 7 and 30 days ago.

Community Choice has a HELOC with an APR range of 6.75% to 8% today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7% to 8.25% . Their Home Equity loan shows no change in APR, holding steady at 7.74% to 9.34% compared to both 7 and 30 days ago. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Grand Rapids, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
1166 FEDERAL CREDIT UNION	2900 CHARLEVOIX DR GRAND RAPIDS MI 49546	⏰ 24 hours 📞 6162855711 📠 8565429235	ATM Services Only	P2P E-Statements	Assets: $20,486,950 Deposits: $2,251,477 Net Worth: $1,545,028 Employees: 5 Members: 1,204
RIO BLANCO SCHOOLS FEDERAL CREDIT UNION	6000 28TH ST NE GRAND RAPIDS MI 49546	📞 8003273478 📠 9706755535	ATM Services Only	E-Statements E-Signature	Assets: $7,798,161 Deposits: $1,034,207 Net Worth: $1,441,869 Employees: 4 Members: 766
MAUI TEACHERS FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 8 am - 5 pm Eastern 📞 6162855711 📠 8082424024	ATM Services Only Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members)	P2P E-Statements	Assets: $32,168,733 Deposits: $614,289 Net Worth: $6,095,063 Employees: 4 Members: 1,355
A T & T EMPLOYEES PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-f 8:30 - 4 📞 6162855711 📠 4122277212	ATM Services Only	P2P E-Statements	Assets: $9,958,594 Deposits: $535,550 Net Worth: $2,717,289 Employees: 3 Members: 921
PITTSBURGH FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ 5:30 a.m - 5:30 p.m. 📞 4129219530 📠 4123816440	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements	Assets: $10,900,957 Deposits: $1,297,291 Net Worth: $1,127,957 Employees: 4 Members: 1,565
MICHIGAN FIRST CREDIT UNION	5859 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Friday 10am - 7pm Saturday 10am - 3pm 📞 8006643828	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements	Assets: $1,456,336,933 Deposits: $92,717,185 Net Worth: $215,571,682 Employees: 490 Members: 165,037
AEROQUIP CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 5177827607	ATM Services Only	P2P E-Statements E-Signature	Assets: $50,652,708 Deposits: $1,463,812 Net Worth: $7,745,207 Employees: 15 Members: 3,977
TOTAL COMMUNITY CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	⏰ 8:00 A.M.-8:00 P.M. 📞 6162855711 📠 3132916899	ATM Services Only	P2P E-Statements E-Signature	Assets: $100,714,308 Deposits: $14,806,033 Net Worth: $13,858,516 Employees: 25 Members: 6,811
PREFERRED CREDIT UNION	3767 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ 9:00 to 5:00 Monday through Friday 9:00 to 12:00 Saturday, drive thru only 📞 8003284131 📠 6169422302	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $286,611,290 Deposits: $26,196,315 Net Worth: $39,556,196 Employees: 77 Members: 24,113
LAKE MICHIGAN CREDIT UNION	1210 SPAULDING AVE SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1:00 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4027 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	3810 SPARKS DR SE GRAND RAPIDS MI 49546	⏰ Monday-Thursday 9-5:30 Friday 9-6 Saturday 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	4050 LAKE DR SE GRAND RAPIDS MI 49546	⏰ Mon- Thurs 9-5:30 Friday 9-6 Sat 9-1 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
LAKE MICHIGAN CREDIT UNION	5701 28TH ST SE GRAND RAPIDS MI 49546	⏰ Monday - Thursday 9:00 am to 5:30 pmFriday 9:00 am to 6:00pmSaturday 9:00 am to 1:00 pm 📞 6162429790	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $14,380,227,851 Deposits: $1,216,867,746 Net Worth: $1,637,578,402 Employees: 1678 Members: 496,820
COLUMBIA CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	⏰ M-F 8-5 📞 8003273478 📠 5738757053	ATM Services Only	P2P E-Statements E-Signature	Assets: $30,807,445 Deposits: $4,618,511 Net Worth: $3,149,487 Employees: 9 Members: 2,097
STRAITS AREA FEDERAL CREDIT UNION	6000 28TH ST SE GRAND RAPIDS MI 49546	📞 8003273478 📠 2316272046	ATM Services Only	P2P E-Statements E-Signature	Assets: $122,116,687 Deposits: $11,044,139 Net Worth: $12,982,788 Employees: 30 Members: 12,205
ALLEGHENY CENTRAL FEDERAL CREDIT UNION	6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546	📞 8003273478 📠 7246285569	ATM Services Only	P2P E-Statements	Assets: $8,072,568 Deposits: $1,950,385 Net Worth: $1,405,758 Employees: 2 Members: 868

🏘️ All the Lenders Available in Kent County, MI

✅INTANDEM CREDIT UNION

✅LAKE MICHIGAN CREDIT UNION

✅MICHIGAN FIRST CREDIT UNION

✅COMMUNITY WEST CREDIT UNION

✅RIVER VALLEY 62123 CREDIT UNION

✅TRICITIES CREDIT UNION

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✅ARBOR FINANCIAL CREDIT UNION

✅PFCU CREDIT UNION

✅COMPASS 62040 CREDIT UNION

✅ADVENTURE CREDIT UNION

✅NORTH CENTRAL AREA CREDIT UNION

✅CONSUMERS 62172 CREDIT UNION

✅MEIJER CREDIT UNION

✅BLOOM CREDIT UNION

✅WEST MICHIGAN CREDIT UNION

✅DFCU FINANCIAL CREDIT UNION

✅HONOR CREDIT UNION

✅LATVIAN HERITAGE CREDIT UNION

✅KELLOGG COMMUNITY CREDIT UNION

✅KENOWA COMMUNITY FEDERAL CREDIT UNION

✅AAC CREDIT UNION

✅CREDIT UNION ONE CREDIT UNION

✅MEMBERS FIRST 62076 CREDIT UNION

✅1166 FEDERAL CREDIT UNION

✅RIO BLANCO SCHOOLS FEDERAL CREDIT UNION

✅MAUI TEACHERS FEDERAL CREDIT UNION

✅A T T EMPLOYEES PITTSBURGH CREDIT UNION

✅PITTSBURGH FEDERAL CREDIT UNION

✅AEROQUIP CREDIT UNION

✅TOTAL COMMUNITY CREDIT UNION

✅PREFERRED CREDIT UNION

✅COLUMBIA CREDIT UNION

✅STRAITS AREA FEDERAL CREDIT UNION

✅ALLEGHENY CENTRAL FEDERAL CREDIT UNION

✅BLUEOX CREDIT UNION

✅GR CONSUMERS CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅TRUNORTH FEDERAL CREDIT UNION

✅COUNTY CITY CREDIT UNION

✅UNITED 6288 CREDIT UNION

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