Home Equity Loans in Bay City, MI

Looking for a home line of credit in Bay City, MI? Discover flexible options that tap into your home's value, helping you manage debt or fund home projects with ease and confidence. Local lenders understand your needs and offer tailored solutions just for you.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Eastrise has a Home Equity loan with an APR range of 5.74% to 8.38% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7% and 8.5% , also unchanged from the past week and month. Both products have steady rates over the last two months. Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end.

Lake Trust has a Home Equity rate range of 5.93% to 9.83% today, which is slightly up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , showing no change over the past 7, 30, 60, or 90 days. Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Dfcu Financial has a Home Equity loan with an APR range of 6.49% to 8.99% today. This rate is the same as it was 30, 60, and 90 days ago. There is no change in the APR compared to those earlier periods.

Elga has a Home Equity loan with an APR range of 6.5% to 8.74% , unchanged from it was 7 days ago. Their HELOC rate is 7.25% today, with no change noted from previous days. Both rates have stayed steady over the past week. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dort Financial has a HELOC with an APR range of 6.75% to 7.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their Home Equity loan shows an APR range of 6.75% to 8% , unchanged from both 7 and 30 days ago.

Community Choice has a HELOC with an APR range of 6.75% to 8% today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7% to 8.25% . Their Home Equity loan shows no change in APR, holding steady at 7.74% to 9.34% compared to both 7 and 30 days ago. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Bay City, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
GREAT LAKES FEDERAL CREDIT UNION
1002 W INDIANA ST BAY CITY MI 48706
Drive-Thru
E-Statements
E-Signature
Assets: $59,249,368
Deposits: $1,104,451
Net Worth: $6,779,258
Employees: 17
Members: 4,646
WILDFIRE CREDIT UNION
2936 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
WILDFIRE CREDIT UNION
3201 KIESEL RD BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
COPOCO COMMUNITY CREDIT UNION
4265 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
COPOCO COMMUNITY CREDIT UNION
1479 STRAITS DR BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
UNITED BAY COMMUNITY CREDIT UNION
3939 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $281,461,818
Deposits: $12,220,270
Net Worth: $20,717,387
Employees: 79
Members: 18,352
FINANCIALEDGE CREDIT UNION
1199 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $124,935,543
Deposits: $15,282,482
Net Worth: $16,032,502
Employees: 33
Members: 8,833
LAKE HURON CREDIT UNION
314 E MIDLAND ST BAY CITY MI 48706
ATM
P2P
E-Statements
Assets: $80,644,974
Deposits: $6,516,634
Net Worth: $11,093,930
Employees: 27
Members: 6,661
UNITED FINANCIAL CREDIT UNION
6354 WESTSIDE SAGINAW RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $316,672,459
Deposits: $11,313,917
Net Worth: $34,338,598
Employees: 78
Members: 22,179
FRANKENMUTH CREDIT UNION
800 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,358,607,681
Deposits: $24,307,939
Net Worth: $132,590,780
Employees: 402
Members: 72,304
SUNRISE FAMILY CREDIT UNION
404 S EUCLID AVE BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $133,677,520
Deposits: $12,078,954
Net Worth: $12,587,566
Employees: 40
Members: 11,433
TEAM ONE CREDIT UNION
401 E MIDLAND ST BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $737,787,200
Deposits: $65,727,957
Net Worth: $66,825,661
Employees: 164
Members: 51,480
FINANCIAL PLUS CREDIT UNION
4129 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,386,818,404
Deposits: $90,289,728
Net Worth: $172,253,078
Employees: 277
Members: 81,195
JOLT CREDIT UNION
915 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $459,445,620
Deposits: $36,884,854
Net Worth: $44,144,649
Employees: 113
Members: 27,834

🏘️ All the Lenders Available in Bay County, MI

✅UNITED FINANCIAL CREDIT UNION
✅FRANKENMUTH CREDIT UNION
✅UNITED BAY COMMUNITY CREDIT UNION
✅GREAT LAKES 24874 CREDIT UNION
✅FINANCIALEDGE CREDIT UNION
✅SUNRISE FAMILY CREDIT UNION
✅JOLT CREDIT UNION
✅WILDFIRE CREDIT UNION
✅COPOCO COMMUNITY CREDIT UNION
✅LAKE HURON CREDIT UNION
✅TEAM ONE CREDIT UNION
✅FINANCIAL PLUS 68646 CREDIT UNION

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