Home Equity Loans in Royal Oak, MI

Looking to tap into the equity in your Royal Oak, MI home? Comparing local home equity loan offers helps you find the best rates and terms tailored to your needs, whether it’s for home improvements or consolidating debt.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Eastrise has a Home Equity loan with an APR range of 5.74% to 8.38% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7% and 8.5% , also unchanged from the past week and month. Both products have steady rates over the last two months. Advia has a HELOC with an APR range of 5.9% to 6.75% today. This rate is the same as it was 7 days ago and lower than the 30–day high of 7% . Compared to 60 and 90 days ago, the current range is higher on the low end but lower on the high end.

Lake Trust has a Home Equity rate range of 5.93% to 9.83% today, which is slightly up from 7 days ago but down from 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , showing no change over the past 7, 30, 60, or 90 days. Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Dfcu Financial has a Home Equity loan with an APR range of 6.49% to 8.99% today. This rate is the same as it was 30, 60, and 90 days ago. There is no change in the APR compared to those earlier periods.

Elga has a Home Equity loan with an APR range of 6.5% to 8.74% , unchanged from it was 7 days ago. Their HELOC rate is 7.25% today, with no change noted from previous days. Both rates have stayed steady over the past week. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dort Financial has a HELOC with an APR range of 6.75% to 7.5% today, unchanged from 7 and 30 days ago but lower than 30 days ago. Their Home Equity loan shows an APR range of 6.75% to 8% , unchanged from both 7 and 30 days ago.

Community Choice has a HELOC with an APR range of 6.75% to 8% today, unchanged from 7 and 30 days ago but lower than 30 days ago when it was 7% to 8.25% . Their Home Equity loan shows no change in APR, holding steady at 7.74% to 9.34% compared to both 7 and 30 days ago. Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time.

🏦 All Local Lenders in Royal Oak, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
EASTRISE FEDERAL CREDIT UNION
916 S MAIN ST STE 200 ROYAL OAK MI 48067
P2P
E-Statements
E-Signature
Assets: $3,023,218,775
Deposits: $85,541,306
Net Worth: $359,264,595
Employees: 439
Members: 169,568
MICHIGAN FIRST CREDIT UNION
2200 E 12 MILE RD ROYAL OAK MI 48067
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037
OUR CREDIT UNION
726 S WASHINGTON AVE ROYAL OAK MI 48067
ATM
P2P
E-Statements
Assets: $360,260,309
Deposits: $64,114,658
Net Worth: $34,339,692
Employees: 84.0
Members: 23,513
COMMUNITY CHOICE CREDIT UNION
1740 CROOKS RD ROYAL OAK MI 48067
ATM
P2P
E-Statements
E-Signature
Assets: $1,846,015,557
Deposits: $32,980,270
Net Worth: $169,785,215
Employees: 429
Members: 113,986
GENISYS CREDIT UNION
530 N MAIN ST ROYAL OAK MI 48067
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $5,271,752,429
Deposits: $507,227,679
Net Worth: $846,673,886
Employees: 533
Members: 280,450

🏘️ All the Lenders Available in Oakland County, MI

✅MICHIGAN UNITED CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅TI CREDIT UNION
✅DIVERSIFIED MEMBERS CREDIT UNION
✅CONSTRUCTION FEDERAL CREDIT UNION
✅PEOPLE DRIVEN CREDIT UNION
✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅OUR CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅GENISYS CREDIT UNION
✅ZEAL CREDIT UNION
✅SOUTHEAST MICHIGAN STATE EMPLOYEES FEDERAL CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅VIBE CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅POLISHAMERICAN CREDIT UNION
✅CHIEF FINANCIAL FEDERAL CREDIT UNION
✅ALLIANCE CATHOLIC CREDIT UNION
✅INTOUCH CREDIT UNION
✅BERKELEY COMMUNITY FEDERAL CREDIT UNION
✅RAILWAY EMPLOYEES CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅VALLEY 64169 CREDIT UNION
✅WALLED LAKE SCHOOLS FEDERAL CREDIT UNION
✅HOME FEDERAL CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅CHIROPRACTIC FEDERAL CREDIT UNION
✅SECURITY CREDIT UNION
✅PARDA FEDERAL CREDIT UNION
✅LAKE TRUST CREDIT UNION
✅WESTACRES CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅DORT FINANCIAL CREDIT UNION
✅LOC CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION

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