Eastrise Credit Union Royal Oak MI | Low Mortgage Rates & Auto Loans

Introduction

At Eastrise, we believe in creating a strong foundation for our members' financial journeys. Located at 916 S Main St Ste 200, Royal Oak, MI 48067, our branch has been serving the community since 1961. With a commitment to trust and reliability, we're proud to support over 169,000 members with diverse financial needs. While you can visit us at our Royal Oak location, official correspondence should be sent to 916 South Main Street, Suite 200, Royal Oak, MI 48067. As a robust credit union, Eastrise boasts impressive financial strength with total assets of $3,023,218,775 and total deposits reaching $85,541,306. We're dedicated to helping our members thrive through tailored services like auto loans, mortgage options, and business banking solutions. Led by our CEO John Dwyer, Jr. and Board President Arthur Woolf, our team of 439 employees is here to provide personalized service that makes a difference in your life. Whether you're looking for a new home loan or need advice on managing your finances, we are just a phone call away at 313-309-5556. Join us at Eastrise to discover how we can help you achieve your financial goals. Visit our website at Eastrise or stop by today!

Branch History & Mission

Community Engagement

Community support has always been at the forefront of what we do. We actively participate in local outreach efforts and partnerships that aim to uplift and empower those around us. Our commitment extends beyond financial services; it's about building relationships and making a positive impact in Royal Oak and beyond. While members can visit us at 916 S Main St Ste 200 Royal Oak Mi 48067, official correspondence should be sent to 916 South Main Street, Suite 200, Royal Oak, MI 48067 if it differs from our main location. We're proud to offer lobby hours from Monday through Friday between 8:30 AM and 5:00 PM. Even though we do not currently offer ATM or drive-thru services, our team is dedicated to providing personalized service during operating hours.

Evolution and Milestones

Over the years, Eastrise has continually evolved to meet the changing needs of our members. From expanding our range of services to embracing modern technology, we have made significant strides to ensure that we offer not only traditional banking options but also innovative solutions such as online and mobile banking. As we navigate through each decade, our total assets have reached an impressive $3,023,218,775, reflecting our commitment to sound financial practices and member satisfaction. Our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality financial products, which is why we focus on both personal and business banking. Whether you're looking for checking and savings accounts, auto loans, mortgage loans, or even credit cards with rewards, Eastrise is here to help you achieve your financial goals.

Join Us

At Eastrise, we're more than just a credit union; we're your neighbors invested in your success. We invite you to join our growing family and experience the benefits that come with being a member of Eastrise. Together, let's build a financially secure future! For any inquiries or assistance, feel free to reach out at (313) 309-5556. Visit us online at Eastrise for more information or to apply for an account today!

Branch Location & Accessibility

Accessibility Features

At Eastrise, we understand that accessibility is important. Our branch complies with ADA standards, featuring ramps and designated parking to ensure everyone can visit us comfortably.

Convenient Location

You can find us near popular landmarks such as the Royal Oak Music Theatre and the beautiful Detroit Zoo. Our location makes it easy for you to drop by before or after enjoying a day out in the city. We strive to provide an inviting atmosphere that feels like home.

Operating Hours

We're open Monday through Friday from 8:30 AM to 5:00 PM, making it simple for you to stop by during your busy day. If you need assistance outside of these hours, feel free to reach out to us at 313-309-5556; our team is always ready to help!

Services Offered

While you're here, take advantage of our wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgage options, we have everything you need under one roof. Plus, enjoy hassle-free online and mobile banking services that let you manage your finances on the go.

Visit Us Today!

While members can visit us at 916 S Main St Ste 200 Royal Oak Mi 48067, official correspondence should be sent to our mailing address at 916 South Main Street, Suite 200, Royal Oak, MI 48067. We invite you to come see how Eastrise can help you achieve your financial goals. Swing by our branch or give us a call today!

Member Eligibility

At Eastrise, we believe that becoming a member is like joining a close-knit family that supports you every step of the way. If you're looking to be part of something special, you'll be pleased to know that membership is open to individuals who live, work, or go to school in our community. This means that whether you're a long-time resident or a newcomer, there's a place for you here. Being a member at Eastrise comes with fantastic benefits like personalized service and access to a range of financial products tailored just for you. Getting started is easy! You can visit us at 916 S Main St Ste 200 Royal Oak Mi 48067 or give us a call at (313) 309-5556 if you have any questions. For more detailed information about eligibility criteria and how to become a member, check out our website at . When you're ready to open an account, simply head over to https://www.eastrise.com/apply-for-loan/ for an easy application process. Join us today and discover all the ways we can help you achieve your financial goals!

Business Banking & Commercial Services

At Eastrise, we understand that every business has unique needs and aspirations. Whether you're a startup aiming to make your mark or an established company looking to expand, our business banking and commercial services are designed to support your journey. Imagine having the financial backing to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $613 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $226,050,463, we continue to drive economic growth by financing new and expanding businesses. But it's not just about loans; our merchant services can transform how you manage transactions. Picture a smooth checkout experience for your customers, allowing you to focus on what matters most growing your business. From payment processing solutions to managing cash flow effectively, we offer tools that make day-to-day operations easier. Visit us at 916 S Main St Ste 200 Royal Oak Mi 48067 in Royal Oak, MI or call us at (313) 309-5556 to discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site at Eastrise, our network allows for easy cash withdrawals whenever you need them. Our dedicated team at Eastrise is here for all your financial needs. Feel free to reach out by calling us at (313) 309-5556 during our operating hours from Monday through Friday, 8:30 AM to 5:00 PM. Explore how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are tailored to fit your budget. We offer flexible terms and competitive rates, making it easier for you to drive off in the vehicle you've always wanted.

Business Banking

For our business members, we offer tailored solutions like merchant services and business loans designed to help your company thrive. Whether you're starting out or looking to expand, we have resources available to support your growth.

Credit Cards with Rewards

Our credit cards come with rewards that allow you to earn points on purchases you make every day. Enjoy cashback offers or travel rewards that turn spending into exciting opportunities.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Eastrise, we offer mortgage loans with various options to suit your needs. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services at Mortgage Center Royal Oak. You can manage accounts, apply for loans, and even handle transactions right from your smartphone or computer.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your everyday finances. Imagine having the ability to access your funds easily while enjoying competitive interest rates. With our online and mobile banking options, you can check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide you with quick access to cash. We understand that life can be unpredictable, and having financial support when you need it most is crucial.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. And if you're someone who enjoys using mobile payments, we've got you covered there too! Enjoy the flexibility of making purchases directly from your smartphone. At Eastrise, we believe in providing services that fit seamlessly into your daily routine. With user-friendly interfaces and real-time account management tools, staying on top of your finances has never been easier. Experience the convenience and security of digital banking today with Eastrise where managing your money is just a click away!

Key Features

Our online banking platform, accessible at https://www.eastrise.com/ , provides everything you need at your fingertips. Whether you're checking your balance, paying bills, or transferring money, you can do it all with just a few clicks. Plus, our mobile application allows you to manage your finances on the go, giving you full control over your banking wherever you are. We prioritize your security with features like electronic signature authorization, so signing important documents is safe and easy. You can also opt for e-statements to keep track of your transactions without the clutter of paper statements.

Financial Strength

At Eastrise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel secure in your financial decisions, and we are committed to providing you with the strength and reliability you need. With a net worth of $359,264,595, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,187 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $505,364,314 in share certificates and $689,640,528 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is backed by $255,867,354 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $11,109 in used auto loans and $2,448,340,537 in total loans and leases, our lending capacity supports members' financial goals across various sectors. The success of our operations is reflected in our $17,426,503, showcasing our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 432 full-time employees and 7 part-time employees. This dedicated team ensures our branches are always ready to serve you with a knowledgeable, committed approach. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Eastrise is your trusted partner. Visit us at 916 S Main St Ste 200 Royal Oak Mi 48067 or call (313) 309-5556 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $152,686,156 in used vehicle loans and $51,743,965 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we have options that fit your budget.

Credit Lines

For those who need extra flexibility in their borrowing capabilities, our credit lines amounting to $912,239,473 provide access to funds when you need them most. This option can help smooth out unexpected expenses or support larger purchases without the pressure of immediate repayment. If you're considering refinancing any existing loans or exploring eligibility for our various loan products, don't hesitate to reach out for more information. Our dedicated team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. No matter what your financial goals are, Eastrise is here to help you navigate your options and find the right solution tailored just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $169,027,456. If you're considering purchasing a home or refinancing an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $41,932,112 in loans helping members keep track of their spending while enjoying the benefits of rewards and cashback opportunities.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from trusted financial institutions, ensuring you have access to reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore your options and compare real-time loan offers today, visit LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons through a commitment to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that you receive fair and transparent offers backed by legitimate financial institutions.

EASTRISE FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Evolution and Milestones

Join Us

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Convenience at Your Fingertips

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Customers Also Interested In

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