OUR CREDIT UNION

Welcome to Our, your trusted financial partner nestled in the heart of Royal Oak, Michigan. Located at 726 S Washington Ave, our credit union has been serving the community since 1959. With a strong commitment to member satisfaction, we proudly support over 23,000 members by providing personalized banking services tailored to meet individual needs. As part of our dedication to fostering financial well-being, we manage total assets of over $360 million and maintain a robust net worth of $34 million. We understand the importance of financial security, which is why we offer a diverse range of products, from checking accounts to auto loans and mortgages. Our total deposits stand at an impressive $64 million, reflecting the trust our members place in us. At Our, we believe in giving back to the community that supports us. This includes not just financial services but also engaging with local initiatives and events that strengthen our neighborhood ties. Under the leadership of CEO Darren Cameron and Board President Joe Kripili, we strive for excellence in service while ensuring our operations are transparent and beneficial for all. While members can visit us at 726 S Washington Ave, official correspondence should be sent to our mailing address at 3070 Normandy Rd, Royal Oak, MI 48073. If you have any questions or need assistance, feel free to reach out at 248-549-3838. Join us as we continue to grow together! Explore our website at ourcuonline.org for more information about our offerings or stop by today to see how we can help you achieve your financial goals.

At Our, we believe that everyone deserves a place in our supportive community. If you're looking to join us, eligibility is simple and welcoming! You can become a member if you live, work, or worship in the area, or if you have family members who are already part of our credit union. This means that your connection to our community is what makes you eligible, and we're excited to have you on board! Being a member at Our opens the door to numerous benefits, including personalized financial services, competitive loan rates, and access to a variety of accounts tailored just for you. Getting started is easy! Just visit us at 726 S Washington Ave Royal Oak Mi 48067 or check out our membership details online at http://www.ourcuonline.org/membership for the most up-to-date information. If you're ready to take the next step, you can open your account easily by following the instructions at https://secure.ourcuonline.org/enroll . If you have any questions, feel free to give us a call at (248) 549-3838. We can't wait to welcome you into our community!

At Our, we understand that banking should fit your lifestyle. That's why we offer a range of digital and online banking services designed to provide convenience, security, and accessibility no matter where you are. Whether you're at home or on the go, managing your finances has never been easier! With our online banking platform available at https://www.ourcuonline.org/ , you can check your account balances, transfer funds, and pay bills anytime, day or night. Enjoy real-time account management with just a few clicks. Plus, our mobile application makes it even simpler to stay connected to your money. You can download it today and carry your bank in your pocket! One of the standout features is our person-to-person transfer option. Need to send money to a friend? It's as easy as sending a text! With secure transactions, you can feel confident knowing your money is safe. We also provide electronic statements for those who prefer a paperless approach. Accessing your financial information online not only helps the environment but also keeps everything organized in one place. Additionally, for added convenience, our mobile payments feature allows you to make purchases right from your phone. Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected by robust security measures. With 24/7 online banking services available at Yes, you can manage your accounts when it suits you best. Join us at Our and experience the ease of digital banking that puts you in control!

At Our, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain a strong financial foundation to serve you better, providing peace of mind as you manage your finances. With a net worth of $34,339,692, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $61,759,790 in share certificates and $27,357,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,066,073 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $12,620 in used auto loans and $203,357,606 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 47,231, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,414,482. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Our is your trusted partner. Visit us at 726 S Washington Ave Royal Oak Mi 48067 or call (248) 549-3838 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.