Home Equity Loans in Richmond, IN

Looking for the best home equity loan lenders in Richmond, IN? Compare local options that offer clear terms, fast approvals, and friendly service to help you unlock your home's value with confidence.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Indiana Members has a HELOC with rates today ranging from 3.9% to 7.75% , which is up from 7.5% at both 30 and 60 days ago. Their Home Equity loan shows rates between 6.62% and 6.75% today, down from higher ranges of 6.88% –8% .625% thirty days ago and 7% –8% .625% sixty days ago. The Home Equity rate is steady compared to 7 days ago. Elements Financial has a HELOC with a 3.99% APR today. Its Home Equity loan APR is between 8.09% and 8.34% , unchanged from 7 and 30 days ago but lower than 30 days ago when it ranged from 8.34% to 8.59% .

Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% .

Credit Union 1 has a Home Equity loan with an APR range of 6.25% to 7% today. This rate is the same as it was 7 and 30 days ago. There has been no change in the APR over the past month. Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

Dupaco Community has a HELOC with an APR range of 6.75% to 21% today. The minimum rate is the same as 7 days ago but higher than the range from 60 days ago, which was 3.99% to 7% . Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7.

Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% . Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period.

🏦 All Local Lenders in Richmond, IN

Lender NameBranch AddressOffice ServicesLender Snapshot
WAYNE COUNTY FEDERAL CREDIT UNION
3010 W MAIN ST RICHMOND IN 47374
Drive-Thru
P2P
E-Statements
Assets: $12,987,416
Deposits: $461,541
Net Worth: $1,611,350
Employees: 3
Members: 1,105
THREE RIVERS FEDERAL CREDIT UNION
34 S 7TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,466,250,024
Deposits: $102,828,085
Net Worth: $314,417,410
Employees: 466
Members: 133,463
THREE RIVERS FEDERAL CREDIT UNION
101 S 37TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,466,250,024
Deposits: $102,828,085
Net Worth: $314,417,410
Employees: 466
Members: 133,463
RICHMOND LIGHT EMPLOYEES FEDERAL CREDIT UNION
2000 US HIGHWAY 27 S RICHMOND IN 47374
Assets: $1,281,181
Deposits: $104,799
Net Worth: $240,239
Employees: 2
Members: 156
HEALTH CARE PROFESSIONALS FEDERAL CREDIT UNION
1810 WILLIAMSBURG PIKE RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $35,146,923
Deposits: $1,762,308
Net Worth: $6,456,726
Employees: 13
Members: 3,408
KEMBA CREDIT UNION
50 N 5TH ST RICHMOND IN 47374
P2P
E-Statements
E-Signature
Assets: $1,729,755,099
Deposits: $119,868,451
Net Worth: $188,723,037
Employees: 287
Members: 130,030
NATCO CREDIT UNION
582 S ROUND BARN RD RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $150,402,163
Deposits: $5,148,477
Net Worth: $23,952,247
Employees: 72
Members: 17,390
NATCO CREDIT UNION
4 GLEN MILLER PKWY RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $150,402,163
Deposits: $5,148,477
Net Worth: $23,952,247
Employees: 72
Members: 17,390
PERFECT CIRCLE CREDIT UNION
77 S 37TH ST RICHMOND IN 47374
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $62,277,063
Deposits: $6,454,169
Net Worth: $7,182,492
Employees: 24
Members: 5,496

🏘️ All the Lenders Available in Wayne County, IN

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