Home Equity Loans in Columbia, SC

Looking to tap into your Columbia home's equity? A homeowner line of credit offers flexible access to funds for renovations, repairs, or debt consolidation, all tailored to fit your budget and timeline.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Safe has a HELOC with an APR range of 4.5% to 18% today. This rate range is the same as it was 7 and 30 days ago. No changes have occurred in the past month for this product. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% . Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% .

Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Boeing Employees has a HELOC with an APR range of 5.99% to 10.34% today. This rate is the same as it was 7 days ago but lower than 30, 60, and 90 days ago. The highest rate has dropped from 10.59% thirty days ago and was even higher at 10.84% sixty days ago.

Truliant has a Home Equity APR range of 6.14% to 9.22% today, unchanged from 7 and 30 days ago but lower than the rates from 30, 60, and 90 days ago. Their HELOC rates are 7.25% to 9.75% now, unchanged from a week ago and down from the higher ranges seen in the past 30, 60, and 90 days. Allsouth has a HELOC with an APR range of 6.25% to 18% today. This is higher than 7 days ago when the range was 4% to 18% , but slightly lower than 30 days ago at 6.5% . The rate has gone up since last week but is down compared to a month ago.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days. Dupaco Community has a Home Equity rate range of 6.74% to 7.24% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 6.99% to 7.49% . The HELOC rate is 6.75% , steady from 7 days ago and down from 7% thirty days ago, though higher than the 3.99% to 7% range seen 60 days ago.

Connexus has a Home Equity rate range of 6.89% to 9.24% today. This rate is the same as it was 7 days ago and also matches the rates from 60 and 90 days ago. There has been no change in the Home Equity rates over this time. Digital has a Home Equity rate range today of 6.99% to 7.74% , which is lower than 7 and 30 days ago when the top rate was 8.49% . The 60–and 90–day rates were higher, starting at 7.24% . The HELOC rate is 7. Nasa has a HELOC with a 7% APR today. This rate is higher than it was 60 days ago, when the range was 4% to 18% .

Pentagon has a HELOC with an APR range of 7.12% to 18% today. The rates are the same as 7 days ago but lower than they were 30, 60, and 90 days ago, when the minimum APR was 7.38% . The maximum APR has stayed steady at 18% throughout this period. Navy Federal Credit Union has a Home Equity rate of 7.34% today, unchanged from it was 7 and 30 days ago. Their HELOC rates range from 7.75% to 18% , unchanged from 7 and 30 days ago and 90 days ago, but higher than 30 days ago when the top rate was not listed.

🏦 All Local Lenders in Columbia, SC

Lender NameBranch AddressOffice ServicesLender Snapshot
ALLSOUTH FEDERAL CREDIT UNION
710 DUTCH SQUARE BLVD COLUMBIA SC 29210
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,343,624,226
Deposits: $317,497,588
Net Worth: $252,497,899
Employees: 321
Members: 118,588
PALMETTO CITIZENS FEDERAL CREDIT UNION
500 BUSH RIVER RD COLUMBIA SC 29210
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,320,653,111
Deposits: $97,494,811
Net Worth: $170,841,107
Employees: 315
Members: 84,233
CAROLINAS TELCO FEDERAL CREDIT UNION
110 OUTLET POINTE BLVD COLUMBIA SC 29210
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
SELF-HELP FEDERAL CREDIT UNION
1724 BUSH RIVER RD COLUMBIA SC 29210
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107
S. C. STATE FEDERAL CREDIT UNION
529 SAINT ANDREWS RD COLUMBIA SC 29210
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,423,371,739
Deposits: $207,476,551
Net Worth: $187,863,956
Employees: 284
Members: 89,893
CURIS FINANCIAL CREDIT UNION
1205 COLONIAL LIFE BLVD W COLUMBIA SC 29210
P2P
E-Statements
E-Signature
Assets: $90,341,449
Deposits: $8,476,880
Net Worth: $18,658,269
Employees: 25
Members: 9,941
SAFE FEDERAL CREDIT UNION
595 SAINT ANDREWS RD COLUMBIA SC 29210
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,873,129,629
Deposits: $129,900,132
Net Worth: $179,649,935
Employees: 365
Members: 145,254

🏘️ All the Lenders Available in Richland County, SC

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