Allsouth Credit Union Columbia SC | Quick Personal Loans & Top Checking

Introduction

Welcome to Allsouth, your trusted partner in financial success since 1960. Located at 710 Dutch Square Blvd, Columbia, SC 29210, we are proud to serve our vibrant community with personalized banking solutions. With a total membership of over 118,588, we understand the importance of building strong relationships and providing the financial tools you need to thrive. At Allsouth, our commitment to our members is evident in our impressive financial health. We have total assets of over $1.34 billion and total deposits exceeding $317 million. This solid foundation allows us to offer a variety of services tailored to meet your needs, including auto loans, mortgages, and personal banking. Our CEO, William Koehler, alongside Board President Walter Todd, leads our dedicated team of 321 employees, ensuring that every member receives exceptional service. While members can visit us at our branch location for their banking needs, official correspondence should be sent to our mailing address at 730 Elmwood Ave, Columbia, SC 29201-2002. We invite you to explore what Allsouth has to offer by visiting our website at https://www.allsouth.org. Whether you're looking for a new account or seeking assistance with loans and financing options, we're here to help you every step of the way. Don't hesitate to reach out to us at 803-736-3110 or drop by during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us on this journey towards financial well-being because at Allsouth, your success is our mission!

Branch History & Mission

Community Commitment

Our efforts extend beyond financial services; we actively engage in community outreach initiatives that aim to uplift those around us. By working together with local nonprofits and schools, we contribute resources and support aimed at improving education and economic stability in the region.

Modern Banking Solutions

In today's fast-paced world, convenience matters. That's why Allsouth offers modern banking solutions such as online banking, mobile payments, and an ATM for easy access to your funds whenever you need them. Our drive-thru service allows for quick transactions without leaving your vehicle making banking easier for everyone. As we look towards the future, Allsouth remains committed to innovation while staying true to our roots serving you with heart and integrity. Join us today! Experience all that Allsouth has to offer by visiting us or exploring our website at Allsouth.org. Together, let's build a brighter future for you and your family!

Our Journey

From humble beginnings, Allsouth has evolved significantly. Initially founded to serve local families, we have expanded our offerings to include personal banking, auto loans, mortgage loans, and business banking services. Our mission is clear: to empower our members financially while contributing positively to the communities we serve. We believe that when our members succeed, so does our community. As a member-focused organization, we prioritize transparency and accessibility. While you can visit us at our branch for in-person service, official correspondence should be sent to 730 Elmwood Ave, Columbia, SC 29201-2002.

Our Mission

At Allsouth, our mission is simple yet impactful: we strive to enhance the financial well-being of our members through personalized service and innovative solutions. We offer a variety of services tailored to meet individual needs from checking and savings accounts to auto financing and business loans. We pride ourselves on being more than just a financial institution; we are deeply invested in community support and outreach programs that make a difference in people's lives. Our partnerships with local organizations reflect our commitment to fostering growth and opportunity within Columbia and beyond.

Branch Location & Accessibility

Connect With Us

If you have questions or need assistance before your visit, don't hesitate to call us at 803-736-3110. We're always happy to help! So come on down to Allsouth at Dutch Plaza; we look forward to serving you and being part of your financial journey!

Operating Hours

We understand that life can be busy! That's why we offer convenient operating hours designed to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and extends its hours on Fridays until 6:00 PM. If you prefer using our drive-thru service, it operates Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM as well.

Parking and Accessibility

At Allsouth, we prioritize making banking accessible for everyone. Our branch features ample parking spaces right outside the entrance, along with ADA-compliant ramps and entrances for those who may need extra assistance. We want every member of our community to feel welcome and at ease when they visit us.

Services Offered

Here at Allsouth, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, our dedicated team is ready to assist you. You can also access our ATM for quick cash withdrawals or balance checks anytime! Plus, enjoy the convenience of basic drive-thru banking for deposits and simple transactions.

Member Eligibility

At Allsouth, we believe that everyone deserves a place in our supportive community. Becoming a member is easy and welcoming! If you live, work, or go to school in the areas we serve, you're likely eligible to join us. Our membership is designed for individuals who value personal service and wish to enjoy financial products tailored just for them. You can find all the details about eligibility at https://www.allsouth.org/member-service/who-can-join/. Once you're ready to take the next step, opening an account is straightforward just visit us or check out our online process at https://www.allsouth.org/open-new-account/. If you have any questions or need assistance, don't hesitate to reach out to us at (803) 736-3110. We're excited to help you start your journey with us at Allsouth, located at 710 Dutch Square Blvd Columbia Sc 29210!

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,403, we continue to drive economic growth by financing new and expanding businesses. Whether you need funds for new equipment, hiring staff, or expanding your operations, our tailored loan options are designed to meet your unique needs.

Merchant Services Made Easy

In addition to our loan offerings, we provide essential merchant services that help streamline your operations. Imagine being able to accept payments from anywhere whether in-store or online without hassle. Our services simplify payment processing so you can focus on what matters most: growing your business. Located at 710 Dutch Square Blvd Columbia Sc 29210, Columbia, SC 29210, we're here to partner with you on your journey. For inquiries or more information about how we can assist your business, call us at (803) 736-3110 today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options offer competitive rates that fit within your budget. We make the application process straightforward, helping you get on the road without unnecessary delays.

Business Banking

For entrepreneurs and small businesses, we offer specialized services such as merchant services and business loans. Let us help you grow your business with financial products designed specifically for business owners.

Convenient Access

In addition to our extensive banking services, we also provide essential conveniences like ATM access for quick withdrawals and balance checks. Our drive-thru service allows for simple transactions without leaving your vehicle ideal for those busy days! We invite you to explore all that Allsouth has to offer. For more information or assistance, don't hesitate to call us at (803) 736-3110 or visit us at our branch in Columbia. We look forward to helping you achieve your financial goals!

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn points for every purchase you make. Whether it's cash back or travel rewards, we offer options that suit your lifestyle while helping you build credit along the way.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your existing mortgage, we have you covered. Our mortgage loans are designed to make homeownership accessible, while our refinancing options can help lower your monthly payments or access cash from your home's equity.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are tailored for your everyday needs. With easy access to your accounts through online and mobile banking, managing your money has never been simpler. You can quickly check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need a little extra help. Our personal loans provide flexibility when you need it most. If you're looking to simplify your finances, consider our debt consolidation options which allow you to combine multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Banking Services

With our online banking platform, you have access to your accounts 24/7. This means you can check your balance, pay bills, and transfer funds whenever it suits you. Plus, our services include person-to-person transfers, making it simple to send money to friends or family in seconds.

Real-Time Access Anytime

Managing your money has never been more straightforward or efficient. With all these features combined like real-time account management and round-the-clock access you can stay on top of your financial goals without missing a beat. Experience the difference that Allsouth's digital banking services make in managing your money today! Visit us at https://www.allsouth.org/ to learn more about how we can support you in achieving financial wellness from anywhere.

Secure Management of Your Finances

Your security is our top priority. We use advanced measures to protect your personal information and ensure safe transactions every time you log in. Plus, with e-statements available at your fingertips, you can keep track of your finances without the hassle of paper clutter.

User-Friendly Mobile Application

Our mobile application takes convenience a step further. You can easily download it to your smartphone and enjoy features like mobile payments for quick transactions right from your device. Need to sign a document? No problem! With our electronic signature authorization feature, signing important paperwork has never been easier.

Financial Strength

Commitment to Growth

With $232,925,935 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,575 in used auto loans and $682,039,233 in total loans and leases.

Growing Member Trust

Total Share Accounts: 233,042, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,588,077. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Allsouth is your trusted partner. Visit us at 710 Dutch Square Blvd Columbia Sc 29210 or call (803) 736-3110 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our success is also reflected in our $18,275,514, which showcases our operational efficiency. This performance enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 321 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and care.

Secure Savings Options

Members' savings are secured through $227,320,271 in share certificates and $189,701,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $252,497,899, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $335,854,124 in used vehicle loans and $96,825,918 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easier than ever to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $351,403 provide the capital needed to grow and expand. We understand the challenges of managing a business and strive to offer solutions that can help you succeed. At Allsouth, we're dedicated to providing our members with competitive rates and personalized service. If you're interested in exploring refinancing or eligibility options, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 710 Dutch Square Blvd Columbia Sc 29210 in Columbia, SC or give us a call at (803) 736-3110. Let's work together towards achieving your financial goals today!

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines totaling $620,960,119, allowing you to access funds as needed. Additionally, we also have flexible terms on unsecured credit card loans. Although currently there are $0 in unsecured credit card loans available, these options are designed to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,343,000, make buying or refinancing simple. We provide personalized guidance throughout the process, ensuring you find the best solution for your unique situation.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that users receive fair and transparent offers. Each loan comparison is grounded in verified information, eliminating guesswork and providing clarity on what lenders offer.

Allsouth