Home Equity Loans in Jamestown, NY

If you’re a Jamestown, NY homeowner, tapping into your home’s equity can be a smart way to fund renovations or consolidate debt. Comparing local HELOC offers helps you find low rates, flexible terms, and fast funding tailored to your needs.

Today’s Home Equity Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley has a HELOC with an APR of 3.99% today. There is no change compared to 7 and 30 days ago. No other term rates are listed for comparison. Broadview has a HELOC with rates ranging from 3.99% to 5.75% today. This range is lower than 7 days ago and 60 and 90 days ago, when the top rate was 14.9% . Compared to 30 days ago, the current top rate is also lower, dropping from 6.25% to 5.75% . The minimum rate has stayed steady at 3.99% throughout.

Hudson Valley has a HELOC with rates today ranging from 4.5% to 7.5% , which is slightly lower than the 7, 30, 60, and 90 days ago range of 4.5% to 7.75% . Their Home Equity loan shows rates between 6.25% and 7.25% today, unchanged from 7 and 30 days ago, and consistent with the 60 and 90–day ranges. Affinity has a HELOC with an APR range of 4.9% to 7.13% today. This rate is the same as it was 7 days ago and lower than the range from 30 days ago, which was 4.9% to 7.38% .

Consumers has a HELOC with an APR range of 5.24% to 10.25% today. This rate is the same as it was 7 days ago but lower than 30 days ago, when the range was 5.49% to 10.5% . Affinity Plus has a Home Equity loan with an APR range of 5.49% to 6.24% today. This rate is the same as it was 7 and 30 days ago. The top end of the range was higher 60 and 90 days ago, reaching up to 8.24% . Together has a HELOC rate of 5.99% today, unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan rate is 7.12% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7.38% .

Bethpage has a HELOC with rates today at 5.99% to 7.25% , unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the range was 6.49% to 7.5% . Its Home Equity loan rates are 8.13% to 9.13% today, the same as 7 and 30 days ago but higher than 60 and 90 days ago, which were 7.88% to 8.88% . Empower has a Home Equity loan with an APR range of 6.49% to 7.49% today. This rate is the same as it was 7 and 30 days ago. The rates have stayed steady over the past month.

Centra has a Home Equity loan with an APR range of 6.49% to 9.49% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 7.5% and 9.5% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months. Visions has a Home Equity loan with a minimum APR of 6.5% today. This rate is lower than it was 90 days ago when it was 6.75% . No other recent rate changes are shown for 7 or 30 days. Usalliance has a Home Equity rate range of 6.5% to 8.12% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Baxter has a HELOC rate of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 7.25% today, down from 7.5% over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Jamestown, NY

Lender NameBranch AddressOffice ServicesLender Snapshot
JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION
915 E 2ND ST JAMESTOWN NY 14701
P2P
E-Statements
E-Signature
Assets: $78,723,744
Deposits: $9,216,053
Net Worth: $7,112,268
Employees: 22
Members: 6,286
JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION
525 E 2ND ST JAMESTOWN NY 14701
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $78,723,744
Deposits: $9,216,053
Net Worth: $7,112,268
Employees: 22
Members: 6,286
GREATER CHAUTAUQUA FEDERAL CREDIT UNION
501 W 5TH ST JAMESTOWN NY 14701
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $94,549,464
Deposits: $8,840,394
Net Worth: $9,648,520
Employees: 29
Members: 9,542
AFFINITY ONE FEDERAL CREDIT UNION
545 E 2ND ST JAMESTOWN NY 14701
Drive-Thru
E-Statements
Assets: $44,556,108
Deposits: $1,018,358
Net Worth: $4,612,247
Employees: 12
Members: 3,396
SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION
1283 E 2ND ST JAMESTOWN NY 14701
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $148,727,191
Deposits: $4,710,914
Net Worth: $23,817,206
Employees: 74
Members: 19,487
SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION
350 E 2ND ST JAMESTOWN NY 14701
E-Statements
E-Signature
Assets: $148,727,191
Deposits: $4,710,914
Net Worth: $23,817,206
Employees: 74
Members: 19,487
SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION
600 HUNT RD WE JAMESTOWN NY 14701
E-Statements
E-Signature
Assets: $148,727,191
Deposits: $4,710,914
Net Worth: $23,817,206
Employees: 74
Members: 19,487

🏘️ All the Lenders Available in Chautauqua County, NY

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