Welcome to Affinity One Federal Credit Union, a trusted financial institution proudly serving our community since 1948. Located in Jamestown, NY, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO Melinda Best and Board President Timothy Adam, we strive to foster a member-first approach that prioritizes your financial well-being and supports the aspirations of military members and local families alike. As an NCUA-insured credit union since January 4, 1971, you can trust that your deposits are secure with us.

At Affinity One, we recognize the importance of modern banking tools in today’s fast-paced world. We offer convenient online banking and a user-friendly mobile application to make managing your finances easier than ever. Enjoy hassle-free access to e-statements while taking advantage of our commitment to transparency—no electronic signature authorization is required for most transactions. With a focus on accessibility and trust, we invite you to explore our wide range of services tailored to meet your unique needs. For more information about how we can support your financial journey, visit us at https://www.affinityonefcu.org/ or reach out via fax at 7164836136.

At Affinity One Federal Credit Union, we are dedicated to providing a comprehensive range of financial services that cater to the diverse needs of our members. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans for debt consolidation. For small business owners, we provide tailored business banking services that include merchant services and business loans. Our credit cards come with rewarding benefits, ensuring that every transaction counts towards your financial growth. Additionally, our online and mobile banking platforms empower you to manage your finances anytime, anywhere, enhancing your banking experience with features like e-statements and secure access through our mobile app.

Emphasizing digital access is at the core of what we do. With our user-friendly online banking system and mobile application, you can effortlessly monitor your accounts, transfer funds, and plan for life milestones such as buying a new home or starting a business—all from the palm of your hand. Although we do not currently offer person-to-person payments or mobile payment options, our robust suite of services supports efficient cash management for everyday banking needs. We invite potential members to explore eligibility requirements at https://www.affinityonefcu.org/membership/ to discover how easy it is to join our community. If you're considering a loan, take advantage of tools available at https://www.lendmesh.com/loans/personal_loans to compare rates and find the best fit for your financial situation. For any inquiries or personalized support, feel free to reach out via fax at (716) 483-6136; we're here to help you navigate your financial journey with confidence.

Affinity One Federal Credit Union stands as a trusted and valuable financial partner in the community, with a commitment to its members that is evident in its impressive performance metrics. With Total Membership standing at 3,396, Affinity One has cultivated a strong and supportive member base that reflects the trust placed in its services. The credit union boasts Total Assets of 44,556,108, showcasing its solid financial foundation and capability to serve its members effectively.

The institution's Net Worth of 4,612,247 underscores its financial stability, providing peace of mind to members who choose Affinity One for their banking needs. In an era where financial transparency is paramount, Affinity One maintains a commendable Net Worth Ratio of 1,035, further enhancing its reputation as a secure choice for both personal and commercial banking.

Moreover, with Total Deposits reaching 1,018,358, the credit union demonstrates robust member confidence and engagement. This trust is mirrored in the volume of loans issued, with Total Loans and Leases amounting to 1,909, reflecting Affinity One’s dedication to facilitating member aspirations through various lending options. The credit union’s commitment to service excellence is also evident in its workforce, comprising Total Employees of 12, all dedicated to providing personalized support and guidance.

Affinity One offers diverse products, including Credit Card Loan Volume totaling 178 and an impressive Auto Loan Volume of 1,056, catering to the varied needs of its members. While it focuses primarily on consumer banking, the absence of excessive risk-taking is reflected in the lack of outstanding commercial loans, ensuring that member funds are managed prudently.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore financing options or compare loan rates tailored to their needs, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.