Jamestown Area Community Credit Union Jamestown NY

Introduction

Welcome to Jamestown Area Community, your trusted financial partner located at 525 E 2Nd St, Jamestown, NY 14701. Since our establishment in 1940, we have been committed to serving our community with integrity and dedication. With a robust membership of 6,286 individuals, we strive to provide exceptional financial services tailored to meet the unique needs of each member. As a proud credit union, we manage total assets of $78,723,744 and maintain a strong financial foundation with total deposits amounting to $9,216,053 and a net worth of $7,112,268. Our efficient operations allow us to offer a variety of loans totaling 2,384 that help our members achieve their dreams and goals. Under the leadership of our CEO, Vicky Burdick, and Board President, Steven Maggio, we continue to prioritize the best interests of our members while fostering a sense of community. Our team of 22 dedicated employees is here to assist you every step of the way. For any official correspondence, please note that while you can visit us at our branch location, all mail should be directed to the same address: 525 E 2ND ST, Jamestown, NY 14701. Whether you need assistance with personal banking or are looking for loan options that fit your lifestyle, we're here for you. Feel free to reach out by phone at 716-483-3727 or explore our website at https://www.jacfcu.org for more information about our services and how we can support your financial journey. Come experience the difference at Jamestown Area Community where your financial well-being is our top priority!

Branch History & Mission

Welcome to the Jamestown Area Community, where our rich legacy and commitment to serving the community have been at the heart of everything we do since 1940. Located at 525 E 2Nd St, Jamestown, NY 14701, our branch has witnessed tremendous growth and change over the years while maintaining a steadfast focus on our members' needs. From our humble beginnings, we have grown into a vital part of the Jamestown community, boasting a membership of over 6,286 dedicated individuals. Our total assets stand proudly at $78,723,744, reflecting not only our financial strength but also the trust that our members place in us. As a member-focused credit union, we prioritize your financial well-being and are here to support you through every step of your financial journey. Our mission is clear: to empower our members by providing them with essential financial services while fostering a spirit of community support. We strive to create an environment where everyone feels welcome and valued. Whether you're looking for personal loans, savings accounts, or simply need advice on managing your finances, we are here for you. While members can visit us at 525 E 2Nd St, official correspondence should be sent to 525 E 2ND ST, Jamestown, NY 14701 if different. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to noon. In addition to our lobby services, we offer convenient ATM access and drive-thru banking for quick transactions like deposits and withdrawals. We understand that accessibility is important; that's why we've ensured that our facilities meet ADA compliance standards. As we move forward, we're committed to embracing digital advancements that make banking easier for you. With features such as online banking and mobile payments available at your fingertips, managing your finances has never been simpler. Community involvement is a cornerstone of what we do. We actively partner with local organizations to give back and support initiatives that enrich the lives of those around us. Together, we can create a positive impact in Jamestown and beyond. We invite you to join the Jamestown Area Community family today! Experience firsthand the advantages of being part of a credit union that genuinely cares about its members and their futures. Visit us online at jacfcu.org or give us a call at 716-483-3727 we're excited to help you achieve your financial goals!

Branch Location & Accessibility

Welcome to the Jamestown Area Community branch of Jamestown Area Community, located at 525 E 2Nd St in the heart of Jamestown, NY. Our branch is designed with your convenience in mind, making it easy for you to access all your banking needs. Whether you're coming from nearby landmarks like the beautiful Allen Park or the bustling downtown area, you'll find our location to be both welcoming and accessible. At Jamestown Area Community, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring everyone can visit us without any hassle. There's ample parking available right outside, making it simple to stop by whether you're using our drive-thru services or coming inside for a chat with our friendly staff. We are proud to offer a variety of banking services tailored to meet your needs. Our operating hours are Monday through Thursday from 9:00 AM to 4:30 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM until noon. With extended hours on Friday and Saturday, we aim to accommodate your busy schedule. For those on the go, we also provide ATM services right here at our branch. Need a quick transaction? Our drive-thru service allows for deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at 525 E 2Nd St Jamestown Ny 14701, official correspondence should be sent to our mailing address at 525 E 2ND ST, Jamestown, NY 14701. If you have any questions or need assistance, don't hesitate to call us at (716) 483-3727. We invite you to stop by and discover how we can help you achieve your financial goals!

Member Eligibility

Becoming a member of Jamestown Area Community is like joining a warm, welcoming family dedicated to supporting your financial journey. If you're interested in joining us, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in the Jamestown area can become a member. We believe that everyone deserves access to friendly financial services, and our members enjoy various benefits, such as lower fees and better rates on loans and savings. To get started with opening your account at Jamestown Area Community, simply visit us at our branch located at 525 E 2Nd St Jamestown Ny 14701, or you can reach out to us by phone at (716) 483-3727 for more information. For detailed eligibility criteria or updates, feel free to check out our website at https://www.jacfcu.org/membership.html. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. That's why we offer reliable merchant services tailored to meet your needs. From simple transaction solutions to comprehensive payment systems, we ensure you can focus on what matters most running your business smoothly. Located conveniently at 525 E 2Nd St Jamestown Ny 14701 in Jamestown, NY, we invite you to explore how our business banking and commercial services can help turn your aspirations into reality. Contact us today at (716) 483-3727 to learn more!

Supporting Your Business Growth

Imagine having access to the funds you need right when opportunity knocks. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Community Focused

We understand that each member has unique needs. That's why we focus on building relationships and understanding what works best for you. Our friendly staff is always ready to assist with any questions or concerns you might have about our services or how to best utilize them.

Digital Convenience

In today's fast-paced world, digital banking features are more important than ever. At Jacfcu-drive Thru, we offer a robust online banking platform that empowers you to manage your accounts from anywhere. With options for online transactions, e-statements, and mobile payments, staying connected to your finances is simple and secure. Imagine being able to check your balance or transfer funds while waiting in line at the grocery store! That's the convenience our digital services provide. Plus, with features like person-to-person payments, sharing money with friends or family has never been easier.

Essential Banking Services

One of the cornerstones of our offerings is our convenient ATM Services. You can access cash, check your balance, and manage withdrawals with ease. We know that life can get busy, so having access to ATMs helps you stay on top of your finances without the hassle. If you prefer personal interaction, our Basic Drive-Thru Banking allows you to conduct essential transactions like deposits and withdrawals right from your car. It's perfect for those days when you're short on time but still want to make sure your banking needs are met efficiently.

Join Us Today!

Ready to experience all that Jamestown Area Community has to offer? Stop by and visit us at 525 E 2Nd St Jamestown Ny 14701, call us at (716) 483-3727, or explore our website at https://www.jacfcu.org/ for more information. We look forward to serving you and helping you thrive financially!

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your balances, transfer funds, and pay bills whenever it suits you. No more rushing to the branch during business hours enjoy real-time account management with just a few clicks. Our Mobile Application makes banking even easier. With features like Mobile Payments, making purchases or sending money has never been more convenient. Plus, if you want to share expenses with friends or family, our Person-to-Person Transfers allow you to send money directly from your account without hassle.

Security and Convenience

Your security is our priority. That's why we offer Electronic Signature Authorization for easy document signing, ensuring your transactions are both quick and safe. With E-Statements, you can view your financial documents securely online, eliminating the need for paper statements and keeping your information private. We're here to support your banking needs while making sure you feel confident in every transaction. Experience the ease of digital banking with Jamestown Area Community and take control of your financial journey today! For more information or to get started, visit us at https://www.jacfcu.org/.

Financial Strength

At Jamestown Area Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your finances are in good hands, and we are proud to share the strength of our financial standing. With a net worth of $7,112,268, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,894,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,480,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $982 in used auto loans and $46,791,269 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 12,002, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jamestown Area Community is your trusted partner. Visit us at 525 E 2Nd St Jamestown Ny 14701 or call 716-483-3727 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,689,182 in used vehicle loans and $12,046,875 in new vehicle loans already helping members get on the road. We aim to make your car-buying experience as smooth as possible by offering competitive rates and flexible terms.

Credit Lines and Unsecured Loans

For those who need extra flexibility, we provide credit lines totaling $2,410,000. This option can help you manage unexpected expenses or fund special projects without the need for a traditional loan. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $728,770, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our knowledgeable staff will guide you through the process.

Refinancing Options

If you're considering refinancing your existing loans, we can assist with that too! Our refinancing options are tailored to meet individual needs and can potentially save you money on interest rates. At Jamestown Area Community, we're committed to providing reliable financial solutions that meet our members' needs. For more information on any of our loan products or to see if you qualify, please visit us online at https://www.jacfcu.org/ or stop by our branch. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you find the right loan solution for your life let's work together towards your financial success!

Loan Aggregator

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JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION - Jamestown, NY

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