Southern Chautauqua Credit Union Jamestown NY

Introduction

Welcome to Southern Chautauqua, your trusted financial partner located at 350 E 2Nd St, Jamestown, NY 14701. Established in 1954, we have proudly served our community for nearly seven decades, providing a variety of banking services tailored to meet the needs of our 19,487 members. Our commitment to our members goes beyond just numbers; it's about fostering relationships built on trust and support. At Southern Chautauqua, we understand that financial decisions can feel overwhelming. That's why we're here to guide you every step of the way, offering personalized solutions that fit your lifestyle. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we have the tools to help you succeed financially. Our total assets stand at an impressive $148,727,191, while our deposits amount to $4,710,914 a testament to the trust our members place in us. With over 74 dedicated employees, including our CEO John Felton and Board President William Caldwell, we are committed to providing exceptional service and ensuring that you feel valued as part of our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 350 E 2nd St, Jamestown, NY 14701. If you have any questions or need assistance, feel free to reach out via phone at 716-665-7000 during our operating hours from Monday to Friday between 10 AM and 3 PM. Join us at Southern Chautauqua Credit Union today where your financial well-being is our top priority! Visit our website at https://www.665-7000.com for more information about our services and how we can assist you on your financial journey.

Branch History & Mission

Welcome to Southern Chautauqua, a cornerstone of the Jamestown community since 1954. Nestled at 350 E 2Nd St in Jamestown, NY, our branch has been dedicated to serving members with exceptional financial services for nearly seven decades. With a total membership of over 19,000 and assets exceeding $148 million, we have grown alongside our community, adapting to its needs while maintaining our core values. Southern Chautauqua started with a simple mission: to provide accessible financial services that empower individuals and families. This mission has guided us through significant milestones, including the expansion of our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment extends beyond just numbers; we strive to make a positive impact in the lives of our members and the broader community. In addition to traditional banking services, we are proud to offer modern conveniences like online and mobile banking, ensuring that managing finances is as easy as possible. While we currently do not have ATM or drive-thru availability at our branch, we continue to focus on providing excellent in-branch service during our operating hours from Monday to Friday, 10 AM to 3 PM. Southern Chautauqua believes in community engagement and outreach. We actively participate in local events and support various initiatives aimed at improving the quality of life in Jamestown. Our partnerships with local organizations reflect our dedication to fostering economic growth and social responsibility. While members can visit us at 350 E 2Nd St Jamestown Ny 14701, official correspondence should be sent to 350 E 2nd St, Jamestown, NY 14701. As we look towards the future, we invite you to join us on this journey. Experience firsthand the difference that a member-focused credit union can make in your financial life. Reach out today at (716) 665-7000 or explore our offerings online at our website. Join Southern Chautauqua where you are more than just a member; you are part of a family committed to your success!

Branch Location & Accessibility

Welcome to Southern Chautauqua, your local credit union located at 350 E 2Nd St, Jamestown, NY 14701. Nestled in the heart of Jamestown, our branch is conveniently situated near key landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're visiting for a quick transaction or seeking financial advice, we are here to serve you. While members can visit us at this convenient location, official correspondence should be sent to the same address: 350 E 2nd St, Jamestown, NY 14701. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. We understand your time is valuable. That's why our lobby hours are tailored to fit your schedule open Monday through Friday from 10 AM to 3 PM. Our friendly staff is always ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. Although we currently do not offer ATM services or drive-thru banking at this location, our team is dedicated to providing personalized service right inside the branch. If you have questions or need assistance, feel free to give us a call at 716-665-7000. At Southern Chautauqua, we believe that banking should be simple and accessible for everyone in our community. We invite you to stop by and experience our commitment to member service firsthand!

Member Eligibility

At Southern Chautauqua, we believe that becoming a member is more than just opening an account; it's about joining a community that supports you and your financial goals. If you're looking to join us at our branch located at 350 E 2Nd St Jamestown Ny 14701, you're in the right place! Membership is open to anyone who lives, works, or worships in Chautauqua County, as well as family members of current members. This means you can enjoy personalized services and competitive rates tailored to your needs. Getting started is simple! Just visit us online for more details on eligibility at https://www.shareteccu.com/app/scfcu/viewapp?id=491. If you're ready to take the next step, check out our account opening process through this link: https://www.shareteccu.com/app/scfcu/viewapp?id=491. If you have any questions or need assistance, don't hesitate to reach out at (716) 665-7000. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced market, having reliable merchant services is essential. Our offerings ensure that you can process payments efficiently, allowing you to focus on what matters most growing your business. Imagine having the tools to accept payments seamlessly, whether you're at a storefront or on the go. Located at 350 E 2Nd St Jamestown Ny 14701 in Jamestown, NY, we're here to help your business thrive. Contact us at (716) 665-7000 to learn more about how our services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Call Us Today!

If you're ready to explore how these services can benefit you, visit us at 350 E 2Nd St Jamestown Ny 14701, call us at (716) 665-7000, or check out our website at https://www.665-7000.com/. The friendly team at Southern Chautauqua looks forward to assisting you with all your financial needs!

Convenient Access Anytime

Understanding the importance of accessibility, we offer robust Online & Mobile Banking features that allow you to manage all your banking needs right from your smartphone or computer. Whether it's making payments or reviewing transactions, banking has never been more convenient at Jamestown High School.

Financing Your Dreams

When it comes to making significant purchases like a car or home, Southern Chautauqua has got you covered. Our Auto Loans & Vehicle Financing make it easier for you to drive away in your dream car without breaking the bank. With competitive rates and flexible terms, financing has never been more accessible. For those looking to buy a home, our Mortgage Loans & Refinancing options provide various pathways toward homeownership, ensuring that you find the right fit for your budget and lifestyle.

Get Back on Track with Personal Loans

Life can throw unexpected challenges your way. If you're facing debt or need extra cash for an emergency, our Personal Loans & Debt Consolidation services are here to help you regain control of your finances. We work with you to create a manageable repayment plan that aligns with your financial situation.

Personal Banking Made Easy

We understand that managing finances can be overwhelming. That's why we offer Personal Banking options, including checking and savings accounts, tailored to help you save for future goals or manage daily expenses. Imagine having easy access to your funds through our convenient online and mobile banking platforms, allowing you to check your balance, transfer money, and pay bills from anywhere.

Rewards with Every Swipe

For those who love shopping or dining out, consider our Credit Cards with Rewards program. Earn points on every purchase and redeem them for travel, merchandise, or cash back! It's a simple way to get rewarded for spending you're already doing.

Supporting Local Businesses

We proudly support local entrepreneurs through our Business Banking services, which include merchant services and business loans. If you're starting a new venture or expanding an existing one, we provide tailored solutions that help businesses thrive in the community.

Digital & Online Banking

Key Features

Security is a top priority for us at Southern Chautauqua. We use advanced technology to keep your information safe while you enjoy the convenience of digital banking. You can also take advantage of electronic signature authorization for quick and secure transactions no need for paper forms anymore! If you prefer going paperless, our e-statements feature allows you to receive monthly statements electronically, making it easier to track your finances while helping the environment. Plus, with our mobile application available for download, you can carry out transactions right from your smartphone.

Mobile Payments & Transfers

Enjoy the freedom of mobile payments with our easy-to-use mobile feature. It allows you to make purchases directly from your phone, simplifying your shopping experience. While we currently do not offer person-to-person transfers, we are always looking to enhance our services to meet our members' needs. In short, Southern Chautauqua provides comprehensive digital banking options that prioritize convenience and security. With our commitment to accessibility and real-time account management, managing your finances has never been easier! Explore all these features today at https://www.665-7000.com/ and discover how we can help streamline your banking experience.

Financial Strength

Commitment to Service

Our operations reflect efficiency and a dedication to serving our members well. While our current net income stands at $1,050,897, it showcases our operational efficiency, allowing us to continue offering competitive loan rates and solid financial products for you. We take pride in having 70 full-time employees and 4 part-time employees ready to assist you with their knowledge and commitment.

Growing Together

We are thrilled to support a growing community with a total of 41,663 share accounts. This number shows the trust our members place in us as your reliable credit union partner. Our net shares available for lending and investments stand at $221,591, further demonstrating our strength. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 350 E 2Nd St Jamestown Ny 14701 or call (716) 665-7000 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $17,433,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; we have $3,440 in used auto loans and $116,863,727 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us! Members' funds are protected through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $23,817,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,544,597 in used vehicle loans and $11,859,649 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and can assist with both new and used options.

Credit Lines and Personal Financing

For those looking for flexibility, we offer total credit lines amounting to $20,900,000. This allows you to access funds as needed without taking out a full loan upfront. Additionally, if you want to simplify your finances, consider our unsecured credit card loans. While currently totaling $0, these options provide an easy way to manage everyday expenses without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $24,720,225, make buying or refinancing simple. Whether you're purchasing a new home or refinancing an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that might save you money. Refinancing can lower your monthly payments or reduce the total interest you'll pay over time. At Southern Chautauqua, we are dedicated to helping you navigate your financial journey with confidence. Feel free to reach out at (716) 665-7000 or visit us at 350 E 2Nd St Jamestown Ny 14701 in Jamestown, NY for more information on how our loan offerings can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that you receive fair and transparent offers tailored to your needs. Verified Data: All loan offers are obtained from legitimate financial institutions, ensuring clarity and honesty in what you see. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your best interests. Real-Time Rate Comparisons: By showing up-to-date loan rates from multiple institutions, LendMesh helps you compare options effectively and choose the one that suits you best. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback reflects our commitment to helping users find the best rates available. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION - Jamestown, NY

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