SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION

Welcome to Southern Chautauqua, your trusted partner in financial growth located at 600 Hunt Rd We, Jamestown, NY 14701. Established in 1954, we have proudly served our community for decades, currently supporting a vibrant membership of 19,487 individuals and families. With total assets exceeding $148,727,191, we are committed to providing valuable services tailored to meet your financial needs. At Southern Chautauqua, we believe in the power of community. Our members enjoy access to a variety of financial products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. With total deposits of $4,710,914, our focus is on helping you achieve your financial goals while ensuring your money is safe and sound. Our dedicated team of 74 employees, led by CEO John Felton and Board President William Caldwell, works tirelessly to foster a welcoming environment where every member feels valued. We are proud to maintain a net worth of $23,817,206 and have a strong cash reserve of $1,866,677 available for our members. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 600 Hunt Rd WE, Jamestown, NY 14701. If you're ready to take the next step toward financial empowerment or simply have questions about our services, don't hesitate to reach out! Call us at (716) 665-7000 or explore more on our website at 665-7000.com. Let's build a brighter financial future together!

At Southern Chautauqua, we believe that becoming a member is like joining a warm and welcoming family. To join us at our branch located at 600 Hunt Rd We, Jamestown, NY 14701, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, worship, or attend school in the Chautauqua County area. If you're looking for a supportive community that prioritizes your financial well-being, you're in the right place! Opening an account with us is straightforward and friendly. You can find detailed information about our eligibility requirements by visiting this link. If you have any questions or want to get started on your journey to becoming a member, don't hesitate to reach out at 716-665-7000. We're excited to welcome you into our community!

At Southern Chautauqua, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health to serve you better. With a net worth of $23,817,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,433,429 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $11,686,372 in total loans and leases, including $3,440 in used auto loans which support members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, showing our dedication to reinvesting resources back into the credit union for your benefit. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $221,591. Total Share Accounts: 41,663, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 600 Hunt Rd We Jamestown NY 14701 or call 716-665-7000 to learn more about how we can help you achieve your financial goals.