Southern Chautauqua Credit Union Jamestown NY

Introduction

Welcome to Southern Chautauqua, your trusted partner in financial growth located at 600 Hunt Rd We, Jamestown, NY 14701. Established in 1954, we have proudly served our community for decades, currently supporting a vibrant membership of 19,487 individuals and families. With total assets exceeding $148,727,191, we are committed to providing valuable services tailored to meet your financial needs. At Southern Chautauqua, we believe in the power of community. Our members enjoy access to a variety of financial products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. With total deposits of $4,710,914, our focus is on helping you achieve your financial goals while ensuring your money is safe and sound. Our dedicated team of 74 employees, led by CEO John Felton and Board President William Caldwell, works tirelessly to foster a welcoming environment where every member feels valued. We are proud to maintain a net worth of $23,817,206 and have a strong cash reserve of $1,866,677 available for our members. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 600 Hunt Rd WE, Jamestown, NY 14701. If you're ready to take the next step toward financial empowerment or simply have questions about our services, don't hesitate to reach out! Call us at (716) 665-7000 or explore more on our website at 665-7000.com. Let's build a brighter financial future together!

Branch History & Mission

Community Engagement

We believe in being more than just a financial institution; we strive to be a vital part of our community. Through partnerships with local organizations and outreach programs, we actively support initiatives that improve lives in Jamestown and beyond. Our efforts extend beyond banking; they encompass building lasting relationships with those we serve. As technology evolves, so do we. Our commitment includes offering online and mobile banking options that allow members to manage their finances conveniently. Although we currently do not have ATM or drive-thru services available, our customer-centric approach ensures that every member feels valued and supported.

Join Us

At Southern Chautauqua, you are more than just an account number; you are part of a family dedicated to your success. Whether you're looking for personal banking services or business solutions, we invite you to experience what makes us unique. Join us today and take advantage of the benefits that come from being part of a credit union that truly cares about its members. For more information or to become a member today, visit us at Southern Chautauqua's website or give us a call at 716-665-7000. Together, let's build a brighter financial future!

Mission Statement

Our mission at Southern Chautauqua is straightforward: to enhance the financial well-being of our members and the communities we serve. We offer a range of products and services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Each service is designed with our members' needs in mind, fostering financial stability and growth. While you can visit us at 600 Hunt Rd We, official correspondence should be sent to 600 Hunt Rd WE, Jamestown, NY 14701 if it differs from the branch address. We are open Monday through Friday from 10 AM to 3 PM, providing consistent access to our team who are always ready to assist you.

Our Journey

From our inception, Southern Chautauqua has focused on empowering individuals and families through accessible banking solutions. Over the years, we've witnessed significant milestones that reflect our growth. Today, we proudly manage assets totaling over $148 million, ensuring that we can meet the diverse needs of our members. Our journey is marked by a commitment to innovation; we've embraced digital advancements while maintaining a personal touch that defines credit union service.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your needs in mind. We prioritize accessibility with features like ADA-compliant ramps and convenient parking options, ensuring that everyone can visit us comfortably. While we currently do not offer drive-thru banking or ATM services at this location, our team is here to assist you in person during our lobby hours.

Additional Information

While you can reach us at our branch address for all your banking needs, please note that any official correspondence should be sent to the same mailing address: 600 Hunt Rd WE, Jamestown, NY 14701. We invite you to come experience the Southern Chautauqua difference! Our team looks forward to welcoming you and assisting you with all your financial goals. Don't hesitate visit us today!

Operating Hours

We understand that life can be busy, which is why we're open Monday through Friday from 10 AM to 3 PM. Our dedicated staff is ready to help you with personal banking needs such as checking and savings accounts, auto loans, mortgage loans, and more. If you have any questions before your visit, feel free to call us at 716-665-7000.

Member Eligibility

At Southern Chautauqua, we believe that becoming a member is like joining a warm and welcoming family. To join us at our branch located at 600 Hunt Rd We, Jamestown, NY 14701, you'll need to meet some simple eligibility criteria. Generally, membership is open to individuals who live, work, worship, or attend school in the Chautauqua County area. If you're looking for a supportive community that prioritizes your financial well-being, you're in the right place! Opening an account with us is straightforward and friendly. You can find detailed information about our eligibility requirements by visiting this link. If you have any questions or want to get started on your journey to becoming a member, don't hesitate to reach out at 716-665-7000. We're excited to welcome you into our community!

Business Banking & Commercial Services

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we remain dedicated to fostering economic development in our community. Imagine needing funds for new equipment or inventory. With our tailored loan options, you can access the capital necessary to seize opportunities when they arise. Additionally, our merchant services simplify transactions, allowing you to focus on what matters most running your business efficiently. For instance, accepting payments via credit cards becomes seamless and quick, enhancing customer satisfaction. If you're looking for a partner who understands your needs, visit us at 600 Hunt Rd We Jamestown Ny 14701 in Jamestown, NY. Let's work together to turn your business aspirations into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide robust Business Banking Services including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, our experienced staff will work with you to find the right financial solutions that fit your goals.

Cash Withdrawal Services

While we currently do not have ATMs or drive-thru services available at this location, rest assured that cash withdrawal services are still accessible through various partner networks throughout the area. We invite you to visit us at 600 Hunt Rd We Jamestown Ny 14701, call us at (716) 665-7000, or explore our website at https://www.665-7000.com/ for more information about how we can support your financial journey. At Southern Chautauqua, we are committed to serving our members with integrity and care because your financial well-being is our top priority!

Convenient Online & Mobile Banking

In today's fast-paced world, having control over your finances at your fingertips is essential. Our comprehensive Online & Mobile Banking features allow you to manage accounts effortlessly anytime, anywhere. From checking balances to making transfers or applying for loans on-the-go, convenience is key.

Home Ownership Made Easy

Homeownership can be daunting, but with our Mortgage Loans & Refinancing, it doesn't have to be. We offer personalized mortgage solutions tailored to your financial situation. Whether you're buying your first home or refinancing an existing loan for better terms, our team is dedicated to making this process as smooth as possible.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a major purchase, our personal banking services have you covered. We offer Checking & Savings Accounts designed to help you manage your day-to-day finances effectively. With features like online access and mobile banking, you can check balances, transfer funds, and pay bills from anywhere.

Personal Loans for Your Needs

Life can be unpredictable, and sometimes you need extra cash for unexpected expenses. That's where our Personal Loans & Debt Consolidation come in handy. We help simplify your finances by offering loans that can cover everything from medical bills to home repairs allowing you to focus on what truly matters.

Rewarding Credit Card Options

To add more value to your spending, explore our Credit Cards with Rewards program. You can earn points for everyday purchases, which can be redeemed for various rewards. This way, every transaction brings you closer to something special!

Vehicle Financing

Are you dreaming of a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to get you behind the wheel without breaking the bank. Whether it's a new ride or a reliable used vehicle, we are here to assist you every step of the way.

Digital & Online Banking

Key Features

Our online banking also includes features like electronic statements, so you can say goodbye to paper clutter and access your financial documents with just a few clicks. Enjoy the convenience of e-statements while knowing that they are safe and secure. For those on the go, our mobile application brings banking right to your fingertips. You can easily make mobile payments, allowing you to pay for goods and services without pulling out your wallet. While person-to-person transfers aren't currently available, our commitment to enhancing your banking experience continues. Security is a top priority for us at Southern Chautauqua. We utilize electronic signature authorization to ensure that all transactions are protected. You can bank with peace of mind knowing that your information is safe with us. In summary, whether you're using a computer or a smartphone, Southern Chautauqua provides easy access to all the financial tools you need. Join us today and discover how our digital banking services can simplify your life!

Financial Strength

At Southern Chautauqua, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health to serve you better. With a net worth of $23,817,206, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,433,429 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $11,686,372 in total loans and leases, including $3,440 in used auto loans which support members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, showing our dedication to reinvesting resources back into the credit union for your benefit. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $221,591. Total Share Accounts: 41,663, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 600 Hunt Rd We Jamestown NY 14701 or call 716-665-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $53,544,597 in used vehicle loans and $11,859,649 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles so you can choose what best fits your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $24,720,225, ensuring that you have the resources necessary for one of life's biggest investments.

Refinancing Options

For those interested in refinancing existing loans or exploring eligibility options for our various products, we encourage you to reach out. Our team is ready to assist you in navigating through the available choices so that you can find a solution that works best for you. At Southern Chautauqua, our goal is straightforward: to empower our members through accessible financial services. For more information about our loan offerings or to discuss your specific needs, feel free to contact us at 716-665-7000 or visit us at 600 Hunt Rd We, Jamestown NY 14701. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams today!

Unsecured Credit Lines

If you're looking for added flexibility in managing your finances, we also offer unsecured credit card loans with a total of $0 available. This allows members to cover unexpected expenses without having to dip into savings.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each lender listed in the comparison tool has been verified, giving users confidence in the accuracy of the information presented.

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION - Jamestown, NY

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