SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION

At Southern Chautauqua, we believe in the power of community and the strength that comes from supporting one another. Located at 1283 E 2Nd St, Jamestown, NY 14701, our credit union has been a trusted financial partner for families and businesses since 1954. With a commitment to serving our 19,487 members, we are proud to offer personalized banking solutions that meet your unique needs. Our total assets of $148,727,191 and robust deposits totaling $4,710,914 reflect our stability and reliability. We also maintain a strong net worth of $23,817,206, ensuring that your funds are safe and secure. At Southern Chautauqua, we understand that financial health is essential for personal growth and community development. While members can visit us at our branch location, official correspondence should be sent to the same address: 1283 E 2nd St, Jamestown, NY 14701. Our team is here to assist you with a range of services, including auto loans, mortgages, personal loans, and more all designed to help you achieve your financial goals. Led by our dedicated CEO John Felton and Board President William Caldwell, our team of 74 employees is committed to providing exceptional service and building lasting relationships within our community. We invite you to explore the various ways Southern Chautauqua can support your financial journey. Whether you're looking to open an account or need assistance with a loan application, we're just a phone call away at 716-665-7000. Join us today as we continue to grow together! For more information on how we can help you thrive financially, visit our website at www.665-7000.com.

Joining the Southern Chautauqua community means becoming part of a supportive network where your financial well-being is our priority. To become a member at Southern Chautauqua, you simply need to meet a few friendly eligibility criteria. Whether you're a resident of Chautauqua County, work in the area, or have family members who are already members, we welcome you with open arms! For more specific details on what qualifies you for membership, feel free to check out our eligibility guidelines at this link. Opening an account is just as easy! You can start your journey toward membership and enjoy benefits like competitive rates on loans and personalized service by visiting us at our branch located at 1283 E 2Nd St, Jamestown, NY 14701. If you have any questions or need assistance, don't hesitate to give us a call at 7166657000. We're excited to help you take this important step towards securing your financial future with us!

At Southern Chautauqua, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to managing your finances, which is why we continuously strive to demonstrate our strong financial health. With a net worth of $23,817,206, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability means you can rely on us for your banking needs with confidence. Members' savings are secured through $27,848,290 in share certificates and $13,146,574 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,515,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,433,429 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,400 in used auto loans and an impressive total of $116,863,727 in loans and leases. Although our current net income stands at $0, this reflects our commitment to reinvesting in the community rather than focusing solely on profit. We also take pride in having 70 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments total $221,591, while our total share accounts have grown to 41,663, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Southern Chautauqua is your trusted partner. Visit us at 1283 E 2Nd St Jamestown NY 14701 or call 716-665-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.