Home Equity Loans in Olympia, WA

Looking for the lowest HELOC rates in Olympia, WA? Compare home equity loan offers from trusted local lenders to find flexible terms that fit your budget. Whether you're remodeling or consolidating debt, tapping into your home's equity can help you reach your financial goals faster.

Olympia homeowners trust local credit unions and banks for competitive rates and quick funding. Start comparing today to unlock the best deals in your area—making smart use of your home’s value has never been easier or more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
qualstarcu
4.74 - 6.25 %
80 %
∞
salalcu
5 - 7.49 %
5 - 15 Yrs
75 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
soundcu
5.38 - 9 %
5 - 15 Yrs
90 %
∞
unitusccu
5.74 - 6.5 %
5 - 30 Yrs
90 %
∞
youracu
5.75 - 8.5 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Qualstar has a Home Equity rate of 4.74% today, unchanged from it was 7 and 30 days ago, but lower than the 60–day range of 4.74% to 5.24% . The HELOC rate is 6.25% , unchanged from 7, 30, and 60 days ago. Salal's HELOC has an APR range of 3.24% to 18% today, unchanged from it was 7, 30, and 60 days ago. The rates have stayed steady over the past two months with no changes. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Sound has a Home Equity loan with an APR range of 5.38% to 9.00 today. This rate is the same as it was 7, 60, and 90 days ago but higher than the range from 30 days ago, which was 3.99% to 18% . Unitus Community has a Home Equity rate of 5.74% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is 6.5% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over this period.

America'S Credit Union, A has a HELOC with an APR range of 5.75% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.5% to 8.5% , also unchanged over the past 7, 30, 60, and 90 days. Both products have steady rates across all these time periods. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

🏦 Local Lenders in Olympia, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Thurston County, WA

✅SOUND 66331 CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅TWINSTAR CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅O BEE CREDIT UNION
✅OUR COMMUNITY CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅WCLA CREDIT UNION
✅OLYMPIA CREDIT UNION
✅EVERGREENDIRECT CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅HARBORSTONE CREDIT UNION
✅AMERICAS CREDIT UNION A CREDIT UNION

Compare other loan types in Olympia, WA

Why compare Home Equity Loans in Olympia, WA on LendMesh

If you’re in Olympia, WA, searching for the lowest HELOC loan rates, it’s a good idea to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. Taking the time to review your choices ensures you find the right home equity solution for your goals, whether it’s renovations, debt consolidation, or more.

Consider subscribing to LendMesh for personalized rate alerts and updates. Simply set your target rate, like 4% or 5%, and you’ll be notified as soon as lenders in Olympia drop below that threshold. With weekly or monthly expert insights, trend reports, and curated loan offers delivered straight to your inbox, you can stay informed and make confident borrowing decisions every step of the way.

Customers are also interested in:

Lowest Heloc Loan Rates