Home Equity Loans in Olympia, WA

Looking for the lowest HELOC rates in Olympia, WA? Compare home equity loan offers from trusted local lenders to find flexible terms that fit your budget. Whether you're remodeling or consolidating debt, tapping into your home's equity can help you reach your financial goals faster.

Olympia homeowners trust local credit unions and banks for competitive rates and quick funding. Start comparing today to unlock the best deals in your area—making smart use of your home’s value has never been easier or more affordable.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
onpointcu
6 - 10.5 %
5 - 20 Yrs
100 %
∞
redcanoecu
6.24 - 6.75 %
5 - 25 Yrs
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
wsecu
6.49 - 9.82 %
10 - 20 Yrs
90 %
∞
iccu
6.5 %
∞
kitsapcu
6.5 - 8.75 %
15 Yrs
∞
wecu
6.5 - 10.75 %
1 - 20 Yrs
∞
iqcu
6.5 - 11.25 %
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Onpoint Community has a Home Equity loan with an APR range of 6% to 10.5% today, unchanged from 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 9.5% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months. Red Canoe has a Home Equity rate range of 6.24% to 6.74% today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago when the top rate was 8.25% . Its HELOC rate is steady at 6.75% across all these time frames, showing no change over the past 90 days.

University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Washington State Employees has a Home Equity rate range of 6.49% to 9.82% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Their HELOC rates remain steady at 6.49% to 9.5% , showing no change over the past 7, 30, 60, or 90 days. Idaho Central has a HELOC with a 6.5% APR today, unchanged from 7 and 30 days ago but higher than 30 and 90 days ago when it was 6.25% . The rate has gone up since those earlier periods. Kitsap has a Home Equity rate range of 6.5% to 8.75% today, unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rate is steady at 6.75% across all those time frames as well. Both products show no change in rates over the past three months.

Whatcom Educational has a Home Equity loan with an APR range of 6.5% to 10.75% today, unchanged from 7, 30, and 90 days ago. Its HELOC also shows no change, holding steady at 6.5% to 10.75% compared to 7, 60, and 90 days ago. Both products have maintained their rates over the past few months. Iq has a HELOC with an APR range of 6.5% to 11.25% today. This rate is the same as 7 and 60 days ago but higher than 30 and 90 days ago, when the top rate was 9.25% . The minimum rate has stayed steady at 6.5% throughout.

🏦 Local Lenders in Olympia, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Thurston County, WA

✅SOUND 66331 CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅TWINSTAR CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅O BEE CREDIT UNION
✅OUR COMMUNITY CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅WCLA CREDIT UNION
✅OLYMPIA CREDIT UNION
✅EVERGREENDIRECT CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅HARBORSTONE CREDIT UNION
✅AMERICAS CREDIT UNION A CREDIT UNION

Compare other loan types in Olympia, WA

Why compare Home Equity Loans in Olympia, WA on LendMesh

If you’re in Olympia, WA, searching for the lowest HELOC loan rates, it’s a good idea to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. Taking the time to review your choices ensures you find the right home equity solution for your goals, whether it’s renovations, debt consolidation, or more.

Consider subscribing to LendMesh for personalized rate alerts and updates. Simply set your target rate, like 4% or 5%, and you’ll be notified as soon as lenders in Olympia drop below that threshold. With weekly or monthly expert insights, trend reports, and curated loan offers delivered straight to your inbox, you can stay informed and make confident borrowing decisions every step of the way.

Customers are also interested in:

Lowest Heloc Loan Rates