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Looking for the best home equity loan rates in Benicia, CA? Compare offers from trusted local lenders who understand your community and financial needs. Whether you’re planning home improvements or consolidating debt, finding the right loan is easier with personalized options and clear terms.
Benicia homeowners can tap into their home’s value with confidence. Local lenders offer competitive rates, fast funding, and flexible repayment plans designed to fit your budget. Start comparing today to find a home equity loan that supports your goals without the hassle.
Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Ventura County has a HELOC with a minimum APR of 3.99% today. This rate is the same as it was 7, 30, 60, and 90 days ago, with the range holding steady at 3.99% to 7.75% . There's no change in the APR over the past three months. California has a HELOC with an APR range of 4% to 12% today, unchanged from 7 and 30 days ago. This is lower than the 5.99% to 9.25% range seen 30 and 60 days ago, and also lower than the 7.75% to 9.25% range 90 days ago. Pacific Service has a Home Equity loan with an APR range of 4.99% to 9.99% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 8.75% , also unchanged over the past 90 days. Both products have steady rates with no increases or decreases recently.
First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.
Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 7 days ago but down from 30, 60, and 90 days ago. Its HELOC rates are 6.25% to 7.75% now, also higher than a week ago but lower than the past 30, 60, and 90 days. 1St United has a HELOC rate of 5.75% today, which is up from 5.5% at 7, 30, 60, and 90 days ago. Their Home Equity loan rate is 6.86% now, higher than the 6.56% rate seen over the past 7, 30, 60, and 90 days. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match
Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Dupaco Community has a HELOC with a minimum APR of 6.25% today. This rate is the same as it was 7, 60, and 90 days ago, but it is lower than the 30–day range, which was 6.25% to 6.75% . The 90–day range was wider, going up to 21% .