Home Equity Loans in Torrance, CA 90503

Looking to tap into your Torrance home's equity? Compare trusted lenders offering competitive rates and flexible terms tailored for local homeowners. Whether you’re planning renovations or need extra cash, finding the right HELOC can make your goals more affordable and achievable.

Our lenders understand Torrance and California’s unique market, providing fast funding with friendly, expert support. Start comparing home equity loan offers today to unlock funds that fit your lifestyle and budget—right here in your community.

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6.75 - 7.25 %

5 - 20 Yrs

100 %

∞

6.75 - 7.5 %

10 - 20 Yrs

∞

6.75 - 7.99 %

15 Yrs

80 %

∞

6.75 - 7.99 %

20 Yrs

70 %

∞

6.75 - 8 %

10 - 20 Yrs

80 %

∞

6.75 - 8.2 %

15 Yrs

∞

6.75 - 8.25 %

20 Yrs

75 %

∞

6.75 - 8.49 %

20 Yrs

60 %

∞

6.75 - 8.5 %

20 Yrs

80 %

∞

6.75 - 8.75 %

10 - 15 Yrs

70 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Orange County'S HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but lower than the 6.88% from 30, 60, and 90 days ago. Its Home Equity loan rates remain steady at 7.12% to 7.5% , with no change over the past 7, 30, 60, or 90 days. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Community First has a Home Equity loan with an APR range of 6.75% to 7.5% , which is unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 7% and 7.99% , also steady compared to the same time frames. Both products show no change in rates over the past two months. Skyone has a HELOC rate of 6.75% today, unchanged from 7 and 90 days ago but higher than the 3% –1% 8% range from 60 days ago. Its Home Equity loan rate is between 7.25% and 8% , unchanged from 7, 30, and 60 days ago.

Skyla has a HELOC with an APR of 6.75% , unchanged from 7, 30, and 90 days ago. Its Home Equity loan APR is 8.2% , up from 7.98% seven days ago and 7.89% thirty days ago, but higher than 7.58% ninety days ago. Ventura County has a HELOC with an APR range of 3.99% to 7.75% , unchanged from 7 and 30 days ago. Its Home Equity loan shows a fixed APR of 8.25% , unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Technology has a HELOC with an APR range of 6.75% to 7.25% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan APR is 7.38% to 8.5% , up from 7.12% to 8.25% both 7 and 30 days ago. Blupeak's Home Equity loan has a 6.75% APR today, unchanged from it was 7 and 30 days ago. The HELOC rate ranges from 8.25% to 8.75% , and it hasn't changed in the last 7, 30, 60, or 90 days. Both rates have stayed steady over the past few months.

🏦 Local Lenders in Torrance, CA

UNIFY FINANCIAL FEDERAL CREDIT UNION — 20305 ANZA AVE TORRANCE CA 90503
CALCOM FEDERAL CREDIT UNION — 3400 TORRANCE BLVD TORRANCE CA 90503
SCHOOLSFIRST FEDERAL CREDIT UNION — 21241 HAWTHORNE BLVD TORRANCE CA 90503
CALIFORNIA CREDIT UNION — 20016 HAWTHORNE BLVD TORRANCE CA 90503
WESCOM CENTRAL CREDIT UNION — 19780 HAWTHORNE BLVD TORRANCE CA 90503

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Why compare Home Equity Loans in Torrance, CA on LendMesh

If you’re in Torrance, CA, exploring Bankrate HELOC options, it’s wise to keep comparing lenders through LendMesh. Doing so helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review multiple offers ensures you find the right home equity solution for your financial goals, whether it’s for renovations, debt consolidation, or other expenses.

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