Home Equity Loans in Santa Monica, CA 90403

Looking to tap into your Santa Monica home's equity? Comparing local home equity loan offers helps you find the best rates and terms tailored to your needs, whether you're planning a remodel or consolidating debt.

Santa Monica homeowners value loans that come with personalized service and fast funding. Explore your options today to unlock your home's potential with confidence and ease.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.89 - 12.75 %

20 Yrs

∞

7 %

∞

7 - 7.875 %

10 - 20 Yrs

∞

7 - 8 %

10 - 25 Yrs

80 %

∞

7 - 8.5 %

80 %

∞

7.125 %

15 Yrs

∞

7.125 - 9.513 %

20 Yrs

80 %

∞

7.125 - 9.75 %

10 - 15 Yrs

90 %

∞

7.25 - 10 %

20 Yrs

125 %

∞

7.25 - 11.5 %

5 - 20 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC has an APR range of 5.49% to 10% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . The Home Equity loan shows a range of 8.06% to 8.31% , steady compared to 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

🏦 Local Lenders in Santa Monica, CA

KINECTA FEDERAL CREDIT UNION — 3027 WILSHIRE BLVD SANTA MONICA CA 90403

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION

✅LA HEALTHCARE CREDIT UNION

✅KINECTA FEDERAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅CALIFORNIA CREDIT UNION

✅HANIN FEDERAL CREDIT UNION

✅FOX FEDERAL CREDIT UNION

✅UNIVERSITY 64171 CREDIT UNION

✅WESCOM CENTRAL CREDIT UNION

✅JACOM CREDIT UNION

✅SAGAFTRA CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅MARYKNOLL OF L A FEDERAL CREDIT UNION

✅LOS ANGELES FEDERAL CREDIT UNION

✅LOS ANGELES LEE FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅LOS ANGELES POLICE FEDERAL CREDIT UNION

✅SCHOOLS FEDERAL CREDIT UNION

✅SOUTHLAND 68415 CREDIT UNION

✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION

✅WATER AND POWER COMMUNITY CREDIT UNION

✅FIRST CITY CREDIT UNION

✅CERTIFIED FEDERAL CREDIT UNION

✅FIRST ENTERTAINMENT CREDIT UNION

✅TECHNICOLOR FEDERAL CREDIT UNION

✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION

✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION

✅CAL STATE LA CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅USC CREDIT UNION

✅RIZE FEDERAL CREDIT UNION

✅PRIORITY ONE CREDIT UNION

✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅POLAM 19739 CREDIT UNION

✅PASADENA FEDERAL CREDIT UNION

✅MIDCITIES CREDIT UNION

✅VA DESERT PACIFIC FEDERAL CREDIT UNION

✅GLENDALE FEDERAL CREDIT UNION

✅ARROWHEAD FEDERAL CREDIT UNION

✅RANCHO FEDERAL CREDIT UNION

✅FINANCIAL PARTNERS 68457 CREDIT UNION

✅DOWNEY FEDERAL CREDIT UNION

✅CALCOM FEDERAL CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅AEROSPACE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅SKYONE FEDERAL CREDIT UNION

✅MATTEL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NIKKEI CREDIT UNION

✅CALIFORNIA LITHUANIAN CREDIT UNION

✅TORRANCE COMMUNITY FEDERAL CREDIT UNION

✅PARISHIONERS FEDERAL CREDIT UNION

✅HONDA FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅F A CREDIT UNION

✅LBS FINANCIAL CREDIT UNION

✅LA FINANCIAL CREDIT UNION

✅THE FIRST FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅CAMINO FEDERAL CREDIT UNION

✅ILWU CREDIT UNION

✅USB EMPLOYEES CREDIT UNION

✅BOPTI FEDERAL CREDIT UNION

✅POPA FEDERAL CREDIT UNION

✅LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION

✅POSTCITY FINANCIAL CREDIT UNION

✅FOOTHILL FEDERAL CREDIT UNION

✅LONG BEACH FIREMEN S CREDIT UNION

✅ORANGE COUNTYS CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

✅CALTECH EMPLOYEES FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ECENTRAL CREDIT UNION

✅LOGIX FEDERAL CREDIT UNION

✅SKYLA FEDERAL CREDIT UNION

✅PARTNERS FEDERAL CREDIT UNION

✅GLENDALE AREA SCHOOLS CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅MATADORS COMMUNITY CREDIT UNION

✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION

✅U S POSTAL SERVICE FEDERAL CREDIT UNION

✅L A MISSION CREDIT UNION

✅GAIN FEDERAL CREDIT UNION

✅COLUMBUS CLUB FEDERAL CREDIT UNION

✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION

✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

✅SUNKIST EMPLOYEES FEDERAL CREDIT UNION

✅TOGETHER CREDIT UNION

✅UNIVERSAL CITY STUDIOS CREDIT UNION

✅CLEARPATH FEDERAL CREDIT UNION

✅UME FEDERAL CREDIT UNION

✅MEDIA CITY CREDIT UNION

✅UNITED CATHOLICS FEDERAL CREDIT UNION

✅EAGLE COMMUNITY CREDIT UNION

✅EL MONTE COMMUNITY CREDIT UNION

✅AMERICAS CHRISTIAN CREDIT UNION

✅CHRISTIAN COMMUNITY CREDIT UNION

✅CHAFFEY FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

Compare other loan types in Santa Monica, CA

Why compare Home Equity Loans in Santa Monica, CA on LendMesh

If you’re exploring home equity loan options in Santa Monica, CA, it’s wise to keep comparing offers on LendMesh. Shopping around helps you uncover better deals and potentially lower rates, ensuring you find the loan that fits your financial goals without feeling rushed. Take your time to review flexible terms and competitive rates tailored to your needs.

Stay informed with LendMesh’s subscription service designed for Santa Monica borrowers. Simply set your target interest rate, and we’ll alert you as soon as offers dip below it. Receive regular updates featuring expert insights, rate trends, and curated loan deals—all delivered directly to your inbox. Join thousands of smart homeowners who trust LendMesh to stay ahead and secure the best home equity loan opportunities.

Customers are also interested in:

Home Equity Loan