Home Equity Loans in Los Angeles, CA

Looking for competitive HELOC rates in Los Angeles, CA? Compare top local lenders to find the best deal that fits your needs. Whether you’re planning home improvements or consolidating debt, a home equity line of credit can give you the financial freedom you deserve.

Our trusted LA-based experts make it easy to explore flexible terms and fast funding options. Get personalized advice tailored to your goals and take confident steps toward enhancing your home and lifestyle in sunny Southern California.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
safecu
7.375 - 10.54 %
10 - 15 Yrs
80 %
redwoodcu
7.49 - 8.99 %
5 - 15 Yrs
85 %
sierracentral
7.5 %
10 - 15 Yrs
80 %
lbsfcu
7.75 - 7.99 %
10 - 20 Yrs
80 %
alturacu
8.027 - 8.93 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Safe has a Home Equity loan with an APR range of 7.38% to 10.54% today, unchanged from it was 7 days ago. There's no change compared to the last week, and no data is available for 30 or more days ago. Redwood's Home Equity rates are 7.49% to 8.99% today, the same as 7 and 30 days ago but lower than 60 days ago when the top rate was 9.05% . The HELOC rates are 7.5% to 8% now, unchanged from 7 and 30 days ago but down from 8% to 8.5% both 30 and 60 days ago.

Sierra Central's HELOC has a minimum APR of 7.5% today, unchanged from 7 and 30 days ago. This rate is slightly higher than the range from 30 days ago, which was 7.25% to 7.5% , and also higher than the 60–day range of 7.12% to 7.5% . Compared to 90 days ago, the minimum rate is unchanged, but the upper end of the range was much higher then, up to 18% . Lbs Financial has a HELOC with an APR of 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , unchanged from 7, 30, and 90 days ago. Both rates have stayed steady over these time periods.

Altura's HELOC rate is 8.03% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago. The Home Equity rate is 8.93% , up from 8.83% a week ago and 8.81% 30 days ago, and also higher than rates from 60 and 90 days ago.

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