Home Equity Loans in Los Angeles, CA

Looking for the best equity loan rates in Los Angeles, CA? Start here to compare offers from trusted lenders who understand the local market and can help you tap into your home's value with confidence.

Whether you’re planning a remodel or need funds for other goals, our easy comparison helps you find competitive rates and flexible terms tailored for LA homeowners. Get started today and make your home work for you!

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
schoolsfirstfcu
6.75 - 10.875 %
80 %
scefcu
6.75 - 11.75 %
cafcu
6.75 - 12.25 %
90 %
cusocal
6.757 - 7.857 %
20 Yrs
80 %
hfcu
6.865 - 10.615 %
20 Yrs
100 %
golden1
6.875 - 7.94 %
10 - 20 Yrs
80 %
sdccu
6.875 - 8.75 %
15 Yrs
70 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
noblecu
6.89 - 12.75 %
20 Yrs
meriwest
7 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Schoolsfirst has a HELOC with an APR range of 6.25% to 10.25% , unchanged from 7 and 30 days ago. Its Home Equity loan shows an APR range of 6.75% to 10.88% , unchanged from 7, 30, 60, and 90 days ago. Both products have stable rates over the past three months. Rize's HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but higher than the 4% –8% range from 60 and 90 days ago. The Home Equity loan APR range is 6.75% –1% 1.75% , unchanged from 7 and 30 days ago. The HELOC rate is steady compared to last week but up from two to three months ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Credit Union Of Southern California has a HELOC with an APR range of 6.76% to 6.76% , unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows an APR range of 7.63% to 7.86% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period. The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today, unchanged from 7 and 90 days ago. This rate is higher than it was 30 and 60 days ago, when the range was 4.99% to 7.94% . The minimum APR today is 6.88% .

San Diego County shows a Home Equity APR range of 6.88% to 7.38% today, unchanged from 7 and 30 days ago and nearly unchanged from 60 and 90 days ago. Its HELOC rates remain steady at 8.25% to 8.75% with no change over the past 7, 30, 60, or 90 days. Both products have held their rates stable throughout this period. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% .

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.

🏦 Local Lenders in Los Angeles, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

Compare other loan types in Los Angeles, CA

Why compare Home Equity Loans in Los Angeles, CA on LendMesh

If you’re searching for equity loan rates in Los Angeles, CA, taking the time to compare lenders on LendMesh can help you uncover better deals and more affordable options. Exploring multiple offers ensures you find terms that fit your budget and goals without rushing into a decision. Keep browsing to unlock your home’s value with the best possible rates and flexible terms tailored to your needs.

Stay informed by subscribing to LendMesh’s personalized alerts. Simply share your target rate, whether it’s 4% or 5%, and receive timely notifications when loan offers dip below your goal. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, you’ll have the tools to make confident choices. Join thousands of Los Angeles borrowers who trust LendMesh to stay ahead and never miss an opportunity.

Customers are also interested in:

Equity Loans Rates