Home Equity Loans in Los Angeles, CA

Unlock the potential of your Los Angeles home with a home equity line of credit designed to fit your needs. Whether you’re planning a remodel or need extra cash, comparing local offers helps you find the best rates and terms without the hassle.

In Los Angeles, CA, accessing your home’s equity can be simple and rewarding. Explore flexible loan options from trusted lenders who understand the community and are ready to support your financial goals quickly and clearly.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
kinecta
6.865 - 7.625 %
85 %
hfcu
6.865 - 10.615 %
20 Yrs
100 %
golden1
6.875 - 7.94 %
10 - 20 Yrs
80 %
schoolsfirstfcu
6.875 - 11 %
80 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
noblecu
6.89 - 12.75 %
20 Yrs
usccreditunion
6.9 %
10 - 15 Yrs
80 %
sesloc
6.99 - 9.24 %
5 - 20 Yrs
meriwest
7 %
calcoastcu
7 - 7.875 %
10 - 20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Kinecta's HELOC rates are 5.99% to 7.62% , unchanged from 7, 30, 60, and 90 days ago. The Home Equity rate is 6.87% today, up from 6.74% a week and a month ago but lower than 6.99% from 90 days ago. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 90 days. Both products have steady rates over this period.

The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today, unchanged from 7, 30, and 90 days ago. This rate range is higher than it was 60 days ago when the minimum APR was 4.99% . The rates have stayed steady recently after rising from the lower level two months back. Schoolsfirst has a HELOC with an APR range of 6.5% to 10.5% today, which is up from 6.25% to 10.25% over the past 7, 30, 60, and 90 days. Its Home Equity loan shows a range of 6.88% to 11% now, also higher than the 6.75% to 10.88% seen in the last three months. Both products have increased slightly compared to previous periods.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time.

Usc has a HELOC with a minimum APR of 6.9% today. This rate is up from 6.65% seven days ago and also higher than the rates from 30, 60, and 90 days ago, which were all 6.65% . Sesloc's HELOC has an APR range of 6.99% to 9.24% today. This is higher than 7, 30, and 60 days ago when the range was 6.74% to 8.99% , and also up from 90 days ago when it was 6.74% to 8.74% . The rates have increased compared to all these past periods. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago.

California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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If you’re exploring home equity line of credit options in Los Angeles, CA, taking time to compare multiple lenders can help you find the best rates and terms suited to your needs. LendMesh makes it easy to browse a range of offers so you can unlock your home’s value with confidence and avoid settling for less favorable deals.

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