Home Equity Loans in Phoenix, AZ 85041

Looking for the lowest APR home equity loan in Phoenix, AZ? Compare offers easily to find the best rates and terms that fit your needs. Whether it’s home improvements or debt consolidation, you deserve flexible options and clear guidance.

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.79 - 7.59 %

5 - 15 Yrs

100 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 6.75 %

∞

6 - 7 %

25 Yrs

133 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.126 - 9.5 %

5 - 15 Yrs

90 %

∞

6.25 %

10 - 20 Yrs

80 %

∞

6.25 - 6.75 %

75 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two. Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Credit Union West has a Home Equity rate of 6% today, unchanged from 7 and 60 days ago. Its HELOC rate is between 6.75% and 7% , unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

Oneaz has a Home Equity APR range of 6.13% to 8.9% today, which is slightly higher than 7 and 30 days ago but lower than 60 days ago. The HELOC rates remain steady at 6.5% to 9.5% , unchanged from a week ago. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

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