Home Equity Loans in Phoenix, AZ 85041

Looking for the lowest APR home equity loan in Phoenix, AZ? Compare offers easily to find the best rates and terms that fit your needs. Whether it’s home improvements or debt consolidation, you deserve flexible options and clear guidance.

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6.25 - 7.5 %

5 - 20 Yrs

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.535 - 6.75 %

10 Yrs

80 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.74 - 6.99 %

20 Yrs

100 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

6.75 - 7.25 %

∞

6.75 - 8.49 %

20 Yrs

60 %

∞

6.75 - 8.865 %

20 Yrs

60 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Arizona Financial has a HELOC with a 6.25% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range from 6.25% to 7.5% APR, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

Arizona Central has a Home Equity rate of 6.54% today, unchanged from it was 7, 30, and 60 days ago. The HELOC rate is 6.75% now and has not changed compared to the last 7, 30, or 60 days. Both rates have stayed steady over the past two months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

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