Home Equity Loans in Smithfield, UT

Looking to borrow equity from your home in Smithfield, UT? Compare local home equity loan offers to find the best rates and terms that fit your needs. Whether you’re planning a remodel or consolidating debt, tapping into your home's value can be a smart financial move.

Local lenders understand Smithfield homeowners and offer personalized service with quick approvals. Explore flexible options designed for your community, so you can borrow confidently and use your home’s equity to improve your financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
macu
7.24 - 8.24 %
15 Yrs
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mountain America has a Home Equity rate range of 7.24% to 8.24% today, unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rate is steady at 7.25% with no change over the past 90 days. Both products show stable rates across all recent time periods. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Smithfield, UT

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🏘️ All the Lenders Available in Cache County, UT

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Why compare Home Equity Loans in Smithfield, UT on LendMesh

If you’re in Smithfield, UT and thinking about borrowing equity from your house, take your time to compare lenders on LendMesh. Exploring multiple options helps you find better deals and lower rates that fit your financial goals. There’s no rush—making an informed choice today can save you money tomorrow and unlock the best value from your home’s equity.

Stay ahead with LendMesh’s subscription service tailored for Smithfield borrowers. Simply set your desired rate—say 4% or 5%—and receive timely alerts when offers drop below your target. Along with weekly or monthly updates, you’ll get expert insights and carefully selected loan deals delivered right to your inbox. Join thousands who trust LendMesh to make smart, confident borrowing decisions.

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