Home Equity Loans in Smithfield, UT

Looking to borrow equity from your home in Smithfield, UT? Compare local home equity loan offers to find the best rates and terms that fit your needs. Whether you’re planning a remodel or consolidating debt, tapping into your home's value can be a smart financial move.

Local lenders understand Smithfield homeowners and offer personalized service with quick approvals. Explore flexible options designed for your community, so you can borrow confidently and use your home’s equity to improve your financial future.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cypruscu
6.49 - 6.75 %
chartway
6.5 - 6.75 %
20 Yrs
90 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
85 %
dfcu
6.75 - 7.75 %
5 - 10 Yrs
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Cyprus has a Home Equity loan with an APR of 6.49% , unchanged from it was 7 and 30 days ago. Their HELOC rate is 6.75% APR, also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Deseret First has a HELOC with a 6.75% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 7% to 7.75% APR, also unchanged from 7, 60, and 90 days ago. Both rates have stayed steady over the past three months. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

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