Home Equity Loans in Salt Lake City, UT

Looking for the lowest rate HELOC loans in Salt Lake City, UT? Compare local offers to find flexible terms that fit your budget and goals. Whether it’s home upgrades or debt consolidation, tapping into your home’s equity has never been easier or more affordable.

Our Salt Lake City lenders provide fast approvals and friendly service, helping you make smart financial choices. Start comparing today to unlock the best rates and expert guidance right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cypruscu
6.49 - 6.75 %
∞
chartway
6.5 - 6.75 %
20 Yrs
90 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
85 %
∞
dfcu
6.75 - 7.75 %
5 - 10 Yrs
∞
chevronfcu
6.75 - 7.99 %
15 Yrs
80 %
∞
dcu
6.75 - 8.49 %
20 Yrs
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Cyprus has a Home Equity loan with an APR of 6.49% , unchanged from it was 7 and 30 days ago. Their HELOC rate is 6.75% APR, also unchanged from both 7 and 30 days ago. Both rates have stayed steady over the past month. Chartway has a Home Equity rate of 6.5% today, unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 6.49% . Their HELOC rate is 6.75% now, unchanged from 7, 30, and 60 days ago, but lower than 90 days ago when it was 7.25% .

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Deseret First has a HELOC with a 6.75% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range from 7% to 7.75% APR, also unchanged from 7, 60, and 90 days ago. Both rates have stayed steady over the past three months. Chevron has a HELOC with an APR of 6.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR of 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Both rates have stayed steady over the past few months.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

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✅AMERICAN UNITED FEDERAL CREDIT UNION
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✅COMPASS 17665 CREDIT UNION
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✅FIREFIGHTERS 67079 CREDIT UNION
✅GIBBONS AND REED EMPLOYEES FEDERAL CREDIT UNION
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✅BECKSTRAND AND ASSOCIATES CREDIT UNION
✅HILAND CREDIT UNION
✅M G EMPLOYEES FEDERAL CREDIT UNION

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