Home Equity Loans in La Joya, TX

Ready to tap into your La Joya home's equity? A HELOC can provide the flexible funds you need for remodeling, debt consolidation, or other big expenses. Comparing offers helps you find the best rates and terms tailored to your goals.

Local lenders in La Joya, TX understand our community and offer personalized service to guide you through the process. Explore your options today to unlock your home’s potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
abileneteachersfcu
5.5 - 8.5 %
20 Yrs
fccu
5.59 - 11.25 %
5 - 20 Yrs
90 %
smartcu
5.74 - 7.99 %
5 - 20 Yrs
80 %
texanscu
5.79 - 6.75 %
5 - 20 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
ssfcu
5.99 - 7.155 %
20 Yrs
80 %
bcu
6 - 6.75 %
velocitycu
6 - 8.25 %
20 Yrs
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
advancial
6.09 - 7.69 %
15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has a Home Equity loan with an APR range of 5.5% to 8.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Community has a Home Equity APR range of 5.59% to 8.09% , unchanged from 7, 30, and 60 days ago. Its Improvement loan rates hold steady at 6.09% to 8.34% , with no change over the past two months. The HELOC APR range is 9.5% to 11.25% , also unchanged from 7, 30, and 60 days ago.

Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago. Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Improvement loan shares the same range and is steady compared to 7 and 30 days ago, though it was higher 60 days ago. The HELOC rate is 6.75% today and has stayed the same over the past 7, 30, and 60 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Security Service has a HELOC rate of 5.99% today, unchanged from 7 and 30 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , up slightly from 6.99% to 7.14% both 7 and 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advancial's Home Equity rates are between 6.09% and 7.69% today, which is slightly higher than the 6.01% to 7.66% range from 7, 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , unchanged over the past 90 days.

🏦 Local Lenders in La Joya, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Hidalgo County, TX

Compare other loan types in La Joya, TX

Why compare Home Equity Loans in La Joya, TX on LendMesh

If you’re searching for a HELOC in La Joya, TX, it pays to keep exploring your options. Comparing lenders on LendMesh gives you a clearer picture of available rates and terms, helping you find the best fit for your needs. Taking the time to shop around means you can unlock your home’s value with confidence and secure a deal that truly works for your financial goals.

Stay ahead in the La Joya market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you as soon as offers drop below that level. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll have all the tools to make informed decisions and capitalize on the best opportunities for your home equity line of credit.

Customers are also interested in:

Heloc Home Equity Line Of Credit