Home Equity Loans in Irving, TX 75039

Looking to tap into your Irving home's equity? A house line of credit can offer flexible funding for renovations, debt consolidation, or unexpected expenses. Compare local lenders to find personalized options that fit your needs and budget.

Irving homeowners trust local lenders for competitive rates and fast approvals. By comparing offers, you can secure a home line of credit with terms tailored just for you—helping you make the most of your property’s value without hassle or confusion.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

5.5 - 8.5 %

20 Yrs

∞

5.59 - 11.25 %

5 - 20 Yrs

90 %

∞

5.74 - 7.99 %

5 - 20 Yrs

80 %

∞

5.79 - 6.75 %

5 - 20 Yrs

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 7.155 %

20 Yrs

80 %

∞

6 - 6.75 %

∞

6 - 8.25 %

20 Yrs

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.09 - 7.69 %

15 Yrs

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has a Home Equity loan with an APR range of 5.5% to 8.5% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. First Community has a Home Equity APR range of 5.59% to 8.09% , unchanged from 7, 30, and 60 days ago. Its Improvement loan rates hold steady at 6.09% to 8.34% , with no change over the past two months. The HELOC APR range is 9.5% to 11.25% , also unchanged from 7, 30, and 60 days ago.

Smart Financial's Home Equity rates today range from 5.74% to 7.99% , which is higher than 7 days ago when they were 5.49% to 8.18% . Compared to 30 days ago, the minimum rate is slightly lower but the maximum rate is down. The rates are up from 60 days ago on the low end but lower on the high end, and both ends are higher than 90 days ago. Texans has a Home Equity rate range of 5.79% to 6.64% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Their Improvement loan shares the same range and is steady compared to 7 and 30 days ago, though it was higher 60 days ago. The HELOC rate is 6.75% today and has stayed the same over the past 7, 30, and 60 days.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Security Service has a HELOC rate of 5.99% today, unchanged from 7 and 30 days ago. Its Home Equity loan rate is between 7.02% and 7.16% , up slightly from 6.99% to 7.14% both 7 and 30 days ago.

Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Velocity's Home Equity loan has an APR range of 6% to 6.75% today, which is lower than 7 days ago but the same as 30 days ago and 60 days ago. The Improvement loan's APR range is 7% to 8.25% , down from 7.3% to 8.35% seven days ago.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. Advancial's Home Equity rates are between 6.09% and 7.69% today, which is slightly higher than the 6.01% to 7.66% range from 7, 30, 60, and 90 days ago. The HELOC rate remains steady at 7.5% , unchanged over the past 90 days.

🏦 Local Lenders in Irving, TX

CREDIT UNION OF TEXAS CREDIT UNION — 6911 N MACARTHUR BLVD IRVING TX 75039
TEXAS TRUST CREDIT UNION — 7255 STATE HIGHWAY 161 IRVING TX 75039

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Dallas County, TX

✅VALWOOD PARK FEDERAL CREDIT UNION

✅UNICITY CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅NEIGHBORHOOD CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅AMERICAS CREDIT UNION

✅LOCAL 20 IBEW FEDERAL CREDIT UNION

✅GRAND PRAIRIE CREDIT UNION

✅TEXAS TRUST CREDIT UNION

✅THE LOCAL 22747 CREDIT UNION

✅IRVING CITY EMPLOYEES FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅TEXANS CREDIT UNION

✅CREDIT UNION OF TEXAS CREDIT UNION

✅EVERMAN PARKWAY CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅MOBILITY CREDIT UNION CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅TOGETHER CREDIT UNION

✅CITY 67669 CREDIT UNION

✅SEAGOVILLE FEDERAL CREDIT UNION

✅MESQUITE CREDIT UNION

✅CORNER STONE CREDIT UNION

✅NEIMAN MARCUS GROUP EMPLOYEES FEDERAL CREDIT UNION

✅BAPTIST CREDIT UNION

✅METHODIST HOSPITAL EMPLOYEES FEDERAL CREDIT UNION

✅LONE STAR CREDIT UNION

✅TEXAS TELCOM CREDIT UNION

✅FAITH COOPERATIVE FEDERAL CREDIT UNION

✅OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION

✅INTOUCH CREDIT UNION

✅DALLAS UP EMPLOYEES CREDIT UNION

✅SOUTHWEST FINANCIAL FEDERAL CREDIT UNION

✅FARMERS BRANCH CITY EMPLOYEES FEDERAL CREDIT UNION

✅OMEGA PSI PHI FRATERNITY FEDERAL CREDIT UNION

✅BAYLOR HEALTH CARE SYSTEM CREDIT UNION

✅PRESTIGE COMMUNITY CREDIT UNION

✅LIBERTYONE CREDIT UNION

✅METRO MEDICAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅CHICAGO PATROLMENS CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

Compare other loan types in Irving, TX

Why compare Home Equity Loans in Irving, TX on LendMesh

If you’re exploring house lines of credit in Irving, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better rates and more flexible terms. There’s no rush—browse options at your own pace to find the deal that truly fits your needs and budget. With so many choices available, a little research goes a long way toward unlocking your home’s value without paying more than necessary.

To stay on top of the best offers in Irving, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—whether it’s 4% or 5%—and get notified the moment deals fall below that mark. Along with weekly or monthly updates, you’ll receive expert insights and curated loan options tailored to your goals. Join thousands of smart borrowers who trust LendMesh to keep them informed and ready to act.

Customers are also interested in:

House Line Of Credit