Home Equity Loans in Decatur, IL

Looking to unlock the value of your Decatur home? Compare home equity loan offers from trusted local lenders to find the best rates and flexible terms that fit your needs. Whether it’s remodeling or consolidating debt, there’s a solution waiting for you here in Decatur, IL.

Take control of your finances with a home equity loan or line of credit designed for your unique goals. Local lenders understand the Decatur community and offer fast funding and personalized support to help you make confident, informed decisions.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months. Connexus has a Home Equity rate range of 7.31% to 9.41% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rates are between 7.51% and 8.01% , unchanged from the past 7, 30, and 60 days, but up from 90 days ago.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

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🏘️ All the Lenders Available in Macon County, IL

✅DECATUR POLICEMEN CREDIT UNION
✅LAND OF LINCOLN CREDIT UNION
✅DECATUR EARTHMOVER CREDIT UNION
✅STALEY CREDIT UNION
✅UNITED EQUITY CREDIT UNION
✅DECATUR POSTAL CREDIT UNION
✅1ST MIDAMERICA CREDIT UNION
✅IBEW LOCAL 146 CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION

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Why compare Home Equity Loans in Decatur, IL on LendMesh

If you’re exploring home equity loans or lines of credit in Decatur, IL, take your time to compare offers on LendMesh. Checking multiple lenders helps you spot better rates and terms that fit your needs without pressure. Finding the right deal can save you money and provide the flexibility you want for projects like home improvements or consolidating debt.

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