Home Equity Loans in Fairmont City, IL

Looking to tap into your home’s equity in Fairmont City, IL? Compare competitive home equity loan interest rates tailored for local homeowners, helping you fund renovations, consolidate debt, or cover big expenses with confidence.

Our friendly team understands Fairmont City’s unique needs and offers clear, flexible loan options designed to fit your budget. Explore your choices today and find the right rate to make your home equity work for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
msufcu
6.64 - 8.15 %
15 Yrs
90 %
∞
1stmidamerica
6.75 %
15 Yrs
80 %
∞
cefcu
6.75 %
5 - 15 Yrs
90 %
∞
numarkcu
6.75 %
10 - 30 Yrs
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
psfcu
6.75 %
10 - 25 Yrs
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Michigan State University has a Home Equity loan with an APR range of 6.64% to 8.15% , unchanged from 7, 30, and 60 days ago. Their HELOC rates are between 6.75% and 7.5% , also unchanged from the past week and month. Both products have steady rates over the last two months. 1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the 90–day rate as well. The rates have stayed steady over the past three months.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range was wider, from 6.75% to 18% , but today's minimum rate remains steady at 6.75% . Numark has a HELOC with a minimum APR of 6.75% today, unchanged from 7 and 30 days ago. The rate range was 6.75% to 18% thirty, sixty, and ninety days ago, so the minimum rate has stayed steady while the range has narrowed compared to those earlier periods.

Pentagon has a HELOC with a 6.75% APR today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The APR has not changed over these time periods. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan shows a range of 6.99% to 7.74% APR, also unchanged over the past 90 days. Both products have steady rates with no recent changes.

🏦 Local Lenders in Fairmont City, IL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Clair County, IL

✅REVITY 68623 CREDIT UNION
✅SCOTT CREDIT UNION
✅FIRST COMMUNITY 67619 CREDIT UNION
✅CATHOLIC COMMUNITY CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅ARSENAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅TOGETHER CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION

Compare other loan types in Fairmont City, IL

Why compare Home Equity Loans in Fairmont City, IL on LendMesh

If you’re searching for home equity loan interest rates in Fairmont City, IL, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially lower rates that fit your financial goals. With so many options out there, a little extra research can make a big difference in saving money and finding terms that work for you.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rates, whether that’s 4%, 5%, or another number. You’ll get timely notifications when rates fall below your threshold, along with expert insights and curated loan deals delivered weekly or monthly. Join other Fairmont City borrowers who use LendMesh to stay informed and seize the best opportunities to unlock their home’s value.

Customers are also interested in:

Home Equity Loan Interest Rates