Home Equity Loans in Bethalto, IL

Ready to make the most of your Bethalto home? Whether you’re planning renovations or consolidating debt, comparing home equity loan offers helps you find the best rates and terms tailored to your needs.

Our local lenders understand Bethalto homeowners and offer fast, flexible solutions. Start comparing today to unlock your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
togethercu
7.125 %
15 Yrs
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
navyfederal
7.34 %
5 Yrs
70 %
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months. First Community has a Home Equity loan with an APR range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months.

🏦 Local Lenders in Bethalto, IL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Madison County, IL

Compare other loan types in Bethalto, IL

Why compare Home Equity Loans in Bethalto, IL on LendMesh

If you’re in Bethalto, IL, exploring refinance mortgage and home equity loan options, take your time comparing offers on LendMesh. Browsing multiple lenders can help you uncover better rates and terms tailored to your needs. By staying informed and patient, you can find the right loan without feeling pressured, making the most of your home’s value with confidence.

Consider subscribing to LendMesh’s alerts to stay ahead in Bethalto’s lending market. Set your ideal rate, and we’ll notify you the moment offers dip below your target. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan deals directly to your inbox—helping you make smarter financial decisions every step of the way.

Customers are also interested in:

Refinance Mortgage And Home Equity Loan