Home Equity Loans in Freeport, IL

Looking to tap into your home’s equity in Freeport, IL? Compare the latest HELOC rates from trusted local lenders to find flexible options that fit your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Our community-focused lenders offer competitive rates and personalized service to help you access cash quickly and confidently. Start comparing today and discover how easy it is to turn your Freeport home’s value into financial freedom.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dupaco
6.25 - 7.24 %
10 Yrs
75 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
jfcu
6.5 - 9.25 %
20 Yrs
89 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
msufcu
6.64 - 8.15 %
15 Yrs
90 %
1stmidamerica
6.75 %
15 Yrs
80 %
cefcu
6.75 %
5 - 15 Yrs
90 %
numarkcu
6.75 %
10 - 30 Yrs
80 %
penfed
6.75 %
20 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% , which is unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Their Home Equity loan shows an APR range of 6.74% to 7. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Michigan State University has a Home Equity loan with an APR range of 6.64% to 8.15% , unchanged from it was 7 and 60 days ago. Their HELOC rates are between 6.75% and 7.5% , also unchanged from both 7 and 60 days ago. Both products have steady rates over the past two months. 1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the 90–day rate as well. The rates have stayed steady over the past three months.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range remains between 6.75% and 18% . Numark has a HELOC with a minimum APR of 6.75% today, unchanged from 7 and 30 days ago. The rate range was 6.75% to 18% thirty, sixty, and ninety days ago, so the minimum rate has stayed steady while the range has narrowed compared to those earlier periods. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods.

🏦 Local Lenders in Freeport, IL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Stephenson County, IL

Compare other loan types in Freeport, IL

Why compare Home Equity Loans in Freeport, IL on LendMesh

If you’re exploring HELOC rates in Freeport, IL, it pays to keep comparing lenders on LendMesh. Different lenders offer varying terms and rates, so taking a little extra time can help you uncover better deals and save money in the long run. There’s no pressure—just a simple way to find flexible options that fit your financial goals and unlock your home’s value.

Stay ahead with LendMesh’s subscription service designed for Freeport borrowers like you. Set your target rate—say 4% or 5%—and get notified the moment offers drop below that. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, all delivered straight to your inbox. Join thousands of savvy homeowners using LendMesh to make informed decisions and seize the best opportunities.

Customers are also interested in:

Heloc Rates