Home Equity Loans in Freeport, IL

Looking to tap into your home’s equity in Freeport, IL? Compare the latest HELOC rates from trusted local lenders to find flexible options that fit your needs—whether it’s for home improvements, debt consolidation, or unexpected expenses.

Our community-focused lenders offer competitive rates and personalized service to help you access cash quickly and confidently. Start comparing today and discover how easy it is to turn your Freeport home’s value into financial freedom.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
psfcu
6.75 %
10 - 25 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
togethercu
7.125 %
15 Yrs
uoficreditunion
7.25 - 9.75 %
5 - 20 Yrs
100 %
navyfederal
7.34 %
5 Yrs
70 %
firstcommunity
7.49 - 8.25 %
10 - 15 Yrs

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has not changed over the past three months. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 8.74% to 8.87% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 days ago, which was 6.89% to 8.24% . Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

University Of Illinois Community has a HELOC with an APR range of 7.25% to 9.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There have been no changes in the APR for this product over the past three months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the APR over this time. First Community has a Home Equity rate range of 7.49% to 8.25% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

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Why compare Home Equity Loans in Freeport, IL on LendMesh

If you’re exploring HELOC rates in Freeport, IL, it pays to keep comparing lenders on LendMesh. Different lenders offer varying terms and rates, so taking a little extra time can help you uncover better deals and save money in the long run. There’s no pressure—just a simple way to find flexible options that fit your financial goals and unlock your home’s value.

Stay ahead with LendMesh’s subscription service designed for Freeport borrowers like you. Set your target rate—say 4% or 5%—and get notified the moment offers drop below that. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, all delivered straight to your inbox. Join thousands of savvy homeowners using LendMesh to make informed decisions and seize the best opportunities.

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