Home Equity Loans in Chicago, IL 60636

Looking for a house line of credit in Chicago, IL? Tap into your home’s equity with flexible options designed to fit your budget and goals. Whether remodeling or consolidating debt, comparing local offers helps you find the best rates and fast funding from trusted lenders nearby.

Experience personalized service from Chicago credit unions that understand your neighborhood. With easy applications and expert guidance, you can unlock your home’s value while supporting the community you love. Start comparing home equity loan offers today to make your financial plans a reality.

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.25 - 7.75 %

20 Yrs

50 %

∞

5.49 %

5 - 20 Yrs

100 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.24 - 6.74 %

10 Yrs

90 %

∞

6.25 - 7.24 %

10 Yrs

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago. Credit Union 1 has a HELOC with a minimum APR of 5.49% today. This rate is lower than 7 days ago when it ranged from 6.24% to 6.25% , and also down from 60 and 90 days ago when it was 6.75% . The APR has dropped compared to these earlier periods.

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .

Empeople's Home Equity loan has an APR range of 6.24% to 6.74% today. This is higher than the rates from 7, 30, 60, and 90 days ago, which were all 5.99% to 6.49% . The rates have gone up compared to each of those past periods. Dupaco Community has a HELOC rate of 6.25% today, unchanged from 7 and 60 days ago but lower than the 6.25% to 6.75% range from 30 days ago. Its Home Equity loan rate is between 6.74% and 7.24% , unchanged from 7 and 30 days ago. The HELOC rate was also lower than the wide 6.25% to 21% range seen 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Chicago, IL

SHILOH ENGLEWOOD FEDERAL CREDIT UNION — 7058 S RACINE AVE CHICAGO IL 60636

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