Home Equity Loans in Oak Park, IL 60301

Looking for the best equity rates in Oak Park, IL? Whether you’re planning a home renovation or need to consolidate debt, comparing offers helps you find competitive rates and terms tailored to your needs.

Oak Park homeowners trust local lenders who offer fast funding and friendly service. Explore your options to unlock your home’s value with confidence and support from experts who understand your community.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Max Amount

CLTV

Link

Info

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.64 - 8.15 %

15 Yrs

90 %

∞

6.75 %

15 Yrs

80 %

∞

6.75 %

5 - 15 Yrs

90 %

∞

6.75 %

10 - 30 Yrs

80 %

∞

6.75 %

10 - 20 Yrs

85 %

∞

6.75 %

10 - 25 Yrs

∞

6.75 - 8.49 %

20 Yrs

60 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Justice has a HELOC with an APR range of 6.5% to 6.75% , unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows a range of 7.25% to 9.25% today, with the top end higher than 7 days ago when it was 8.5% , but unchanged from 30 and 90 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months. 1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the 90–day rate as well. The rates have stayed steady over the past three months.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7 days ago and lower than the range from 30, 60, and 90 days ago, which was 6.75% to 18% . The rate has stayed steady over the past week but is at the low end compared to earlier months. Numark has a HELOC with a minimum APR of 6.75% today, unchanged from 7 and 30 days ago. The rate range was 6.75% to 18% thirty, sixty, and ninety days ago, so the minimum rate has stayed steady while the range has narrowed compared to those earlier periods.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Polish & Slavic has a HELOC with an APR of 6.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

🏦 Local Lenders in Oak Park, IL

77TH STREET DEPOT FEDERAL CREDIT UNION — 1011 LAKE ST OAK PARK IL 60301

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cook County, IL

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅CORPORATE AMERICA FAMILY CREDIT UNION

✅NORTHWEST MUNICIPAL FEDERAL CREDIT UNION

✅PARTNERSHIP FINANCIAL CREDIT UNION

✅HEALTHCARE ASSOCIATES CREDIT UNION

✅AAEC CREDIT UNION

✅METRO 21326 CREDIT UNION

✅CONSUMERS 68588 CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅NORTHWEST COMMUNITY CREDIT UNION

✅POLISH SLAVIC CREDIT UNION

✅GREAT LAKES 60238 CREDIT UNION

✅SELFRELIANCE FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅CENTRAL CREDIT UNION OF ILLINOIS CREDIT UNION

✅U S EMPLOYEES CREDIT UNION

✅LOYOLA UNIVERSITY EMPLOYEES FEDERAL CREDIT UNION

✅CREDIT UNION 1 68727 CREDIT UNION

✅NORTHSIDE L FEDERAL CREDIT UNION

✅ACCESS 97097 CREDIT UNION

✅77TH STREET DEPOT FEDERAL CREDIT UNION

✅EVANSTON FIREMENS CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅FIRST NORTHERN CREDIT UNION

✅TECH CREDIT UNION

✅ILLIANA FINANCIAL CREDIT UNION

✅SELFHELP CREDIT UNION

✅HOMEWOOD FEDERAL CREDIT UNION

✅ETHICON SUTURE CREDIT UNION

✅ABRI CREDIT UNION

✅DISTRICT 123 FEDERAL CREDIT UNION

✅OAK LAWN MUNICIPAL EMPLOYEES CREDIT UNION

✅REAVIS STICKNEY CREDIT UNION

✅NUMARK CREDIT UNION

✅MIDWEST COALITION OF LABOR CREDIT UNION

✅SHERWIN WILLIAMS EMP CREDIT UNION

✅WESTERN SPRINGS FEDERAL CREDIT UNION

✅ST JUDE CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅PLANITES CREDIT UNION

✅SOUTH SIDE COMMUNITY FEDERAL CREDIT UNION

✅FELLOWSHIP BAPTIST CHURCH CREDIT UNION

✅BEREAN CREDIT UNION

✅VERVE A CREDIT UNION

✅COLLEGE AND UNIVERSITY CREDIT UNION

✅SCOTT CREDIT UNION

✅C T A F C FEDERAL CREDIT UNION

✅CHICAGO PATROLMENS CREDIT UNION

✅CHICAGO POST OFFICE EMPLOYEES CREDIT UNION

✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

✅MWRD EMPLOYEES CREDIT UNION

✅SYNERGY PARTNERS CREDIT UNION

✅CHICAGO FIREMANS ASSOC CREDIT UNION

✅PILGRIM BAPTIST CREDIT UNION

✅RESURRECTION LUTHERAN CREDIT UNION

✅ST MARTIN DE PORRES PARISH CREDIT UNION

✅CTA SOUTH FEDERAL CREDIT UNION

✅ISRAEL METHCOMM FEDERAL CREDIT UNION

✅PARK MANOR CHRISTIAN CHURCH CREDIT UNION

✅ST MARK CREDIT UNION

✅UNITED 60041 CREDIT UNION

✅TRINITY UCC CREDIT UNION

✅FOR MEMBERS ONLY FEDERAL CREDIT UNION

✅MAROON FINANCIAL CREDIT UNION

✅ELCA FEDERAL CREDIT UNION

✅SHILOH ENGLEWOOD FEDERAL CREDIT UNION

✅UNIFIED HOMEOWNERS OF ILLINOIS FEDERAL CREDIT UNION

✅HEIGHTS AUTO WORKERS CREDIT UNION

✅ST GREGORY PARISH CREDIT UNION

✅POLICEMENS CREDIT UNION

✅CHICAGO FIREFIGHTERS CREDIT UNION

✅ARCHER HEIGHTS CREDIT UNION

✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION

✅MWPH GRAND LODGE OF ILLINOIS CREDIT UNION

✅BETHEL AME CHURCH CREDIT UNION

✅COMMUNITY 7256 CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅CHICAGO AREA OFFICE FEDERAL CREDIT UNION

✅CHICAGO MUNICIPAL EMPLOYEES CREDIT UNION

✅ALLIANT CREDIT UNION

✅SOUTH SHOP FEDERAL CREDIT UNION

✅BURLINGTON NORTHERN SANTA FE RAILWY CREDIT UNION

✅EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION

✅ACME CONTINENTAL CREDIT UNION

✅CTA74TH STREET DEPOT CREDIT UNION

✅CHICAGOS BRAVEST CREDIT UNION

✅ST HELENA PARISH CREDIT UNION

Compare other loan types in Oak Park, IL

Why compare Home Equity Loans in Oak Park, IL on LendMesh

If you’re exploring equity rates in Oak Park, IL, take your time comparing offers on LendMesh to find the best deal that fits your needs. With multiple lenders in one place, you can easily spot competitive rates and flexible terms without feeling rushed. This way, you’re empowered to make informed decisions and unlock your home’s value confidently.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when rates dip below your threshold, plus weekly or monthly updates with expert insights, market trends, and curated loan options. Join thousands of Oak Park borrowers who trust LendMesh to stay informed and seize the best opportunities as they arise.

Customers are also interested in:

Equity Rates