Home Equity Loans in Evanston, IL 60201

Looking to tap into your home’s equity in Evanston, IL? Compare local loan offers designed to fit your needs, whether you’re consolidating debt or funding a home project. Friendly lenders here understand the community and make the process simple and clear.

Evanston homeowners trust nearby lenders for quick funding and flexible terms. By comparing offers, you’ll find the best rates and personalized support to unlock your home’s value with confidence—right here in your neighborhood.

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APR

Term

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6.25 - 7.24 %

10 Yrs

75 %

∞

6.25 - 8 %

∞

6.25 - 9.75 %

5 - 20 Yrs

80 %

∞

6.5 - 9.25 %

20 Yrs

89 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.64 - 8.15 %

15 Yrs

90 %

∞

6.75 %

15 Yrs

80 %

∞

6.75 %

5 - 15 Yrs

90 %

∞

6.75 %

10 - 30 Yrs

80 %

∞

6.75 %

20 Yrs

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-11

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% , which is unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Their Home Equity loan shows an APR range of 6.74% to 7. Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months. Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . The HELOC rate range is also 6.25% to 9.75% , unchanged from 7, 30, and 60 days ago but higher than 90 days ago when it ranged from 4% to 21% .

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Michigan State University has a Home Equity loan with an APR range of 6.64% to 8.15% , unchanged from it was 7 and 60 days ago. Their HELOC rates are between 6.75% and 7.5% , also unchanged from both 7 and 60 days ago. Both products have steady rates over the past two months. 1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the 90–day rate as well. The rates have stayed steady over the past three months.

Citizens Equity First has a HELOC with a minimum APR of 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. The 90–day range remains between 6.75% and 18% . Numark has a HELOC with a minimum APR of 6.75% today, unchanged from 7 and 30 days ago. The rate range was 6.75% to 18% thirty, sixty, and ninety days ago, so the minimum rate has stayed steady while the range has narrowed compared to those earlier periods. Pentagon has a HELOC with an APR range of 6.75% to 18% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The minimum APR remains steady at 6.75% across all these time periods.

🏦 Local Lenders in Evanston, IL

PARTNERSHIP FINANCIAL CREDIT UNION — 2522 GREEN BAY RD EVANSTON IL 60201
FIRST NORTHERN CREDIT UNION — 1705 SHERMAN AVE EVANSTON IL 60201

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