Home Equity Loans in Duluth, MN

Looking for the best home equity loan options in Duluth, MN? Local credit unions offer competitive rates and flexible terms designed to fit your unique needs. Whether you’re planning renovations or consolidating debt, comparing offers can help you find the right fit for your budget.

Duluth homeowners trust community credit unions for fast approvals and personalized service. Explore multiple lenders to unlock your home’s value with confidence, backed by expert guidance from people who understand your neighborhood and goals. Start comparing today to make the most of your equity.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Duluth, MN

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🏘️ All the Lenders Available in Saint Louis County, MN

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Why compare Home Equity Loans in Duluth, MN on LendMesh

If you’re exploring the best credit unions for home equity loans in Duluth, MN, it pays to keep comparing offers on LendMesh. Different lenders may have varying rates and terms that better suit your needs, so taking the time to review multiple options can help you find the most affordable and flexible solution. Keep your options open and make your home equity work harder for you.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rates. Whether you’re aiming for 4% or 5%, you’ll receive timely notifications as soon as offers meet your criteria. With weekly or monthly updates featuring expert insights and curated loan deals, you can stay informed and confident in your borrowing decisions—just like thousands of borrowers in Duluth who trust LendMesh to help them unlock their home’s potential.

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