Home Equity Loans in Vadnais Heights, MN

Looking for fixed rate equity loan rates in Vadnais Heights, MN? Compare local offers to find steady payments that fit your budget, whether you’re planning home improvements or consolidating debt.

Our community-focused lenders understand Vadnais Heights homeowners and offer personalized service with clear terms. Start comparing today to unlock your home’s potential with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
blazecu
3.99 - 8.5 %
20 Yrs
100 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
bcu
6 - 6.75 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
university-credit-union
6.25 %
10 - 20 Yrs
80 %
∞
veridiancu
6.25 - 8 %
∞
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blaze has a HELOC with an APR range of 3.99% to 4.99% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 6% to 8.5% , also unchanged from 7, 30, 60, and 90 days ago. Both products have steady rates over the past few months. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days. Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in Vadnais Heights, MN

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ramsey County, MN

✅AFFINITY PLUS FEDERAL CREDIT UNION
✅ASSOCIATED HEALTHCARE CREDIT UNION
✅ST PAUL CREDIT UNION
✅METROPOLITAN SERVICES CREDIT UNION
✅CITY COUNTY CREDIT UNION
✅NSP CREDIT UNION
✅IDEAL CREDIT UNION
✅UNITY ONE CREDIT UNION
✅SMW FINANCIAL CREDIT UNION
✅FARM CREDIT EMPLOYEES FEDERAL CREDIT UNION
✅BLAZE CREDIT UNION
✅TOPLINE FINANCIAL CREDIT UNION
✅ROYAL CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅TRUSTONE FINANCIAL CREDIT UNION
✅GENISYS CREDIT UNION
✅PIPEFITTERSSTEAMFITTERS CREDIT UNION
✅MINNESOTA CATHOLIC CREDIT UNION
✅BUILDING TRADES FEDERAL CREDIT UNION
✅HEARTLAND 64168 CREDIT UNION
✅BAXTER CREDIT UNION
✅CATHOLIC UNITED FINANCIAL CREDIT UNION
✅CARPENTERS FEDERAL CREDIT UNION

Compare other loan types in Vadnais Heights, MN

Why compare Home Equity Loans in Vadnais Heights, MN on LendMesh

If you’re exploring fixed rate equity loan rates in Vadnais Heights, MN, take your time comparing offers on LendMesh. Different lenders can offer varying terms and rates, so browsing multiple options helps you find the most affordable and fitting solution for your needs. Unlock your home’s value with confidence by seeing what’s available before making a decision.

Consider subscribing to LendMesh for tailored alerts that keep you informed about the best loan deals in Vadnais Heights. Just set your ideal rate—whether that’s 4% or 5%—and get notified when offers dip below it. Our updates include expert insights, market trends, and carefully selected loans, delivered weekly or monthly to help you stay ahead and make smart choices with ease.

Customers are also interested in:

Fixed Rate Equity Loan Rates