Home Equity Loans in Madison, WI 53726

Looking for the best line of credit APR in Madison, WI? Compare home equity loan offers to find flexible terms that fit your budget and goals. Whether you’re planning a renovation or need extra cash, start here to unlock your home’s potential.

Madison homeowners trust local lenders who understand the community and offer fast, friendly service. Explore competitive rates and expert advice to make your home equity work for you—right here in Wisconsin’s capital.

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5 - 8 %

20 Yrs

∞

5.24 - 8.5 %

20 Yrs

90 %

∞

5.75 - 9.6 %

20 Yrs

∞

5.79 - 7.59 %

5 - 15 Yrs

100 %

∞

5.898 - 8.468 %

5 - 15 Yrs

90 %

∞

5.99 - 6.49 %

10 Yrs

90 %

∞

5.99 - 6.951 %

30 Yrs

∞

6 - 6.75 %

∞

6 - 8.75 %

5 - 20 Yrs

95 %

∞

6.125 - 6.75 %

3 - 10 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Landmark's HELOC rate is 5.75% today, the same as it was 7, 30, and 60 days ago. The Home Equity loan rate ranges from 7.14% to 9.6% , unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago when it ranged from 7.04% to 9.5% . Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Fox Communities has a Home Equity rate range of 5.99% to 6.95% today, which is down from 6.95% seven days ago. Its HELOC rate is steady at 6.75% , the same as it was a week ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

Capital's Home Equity loan rates are between 6.12% and 6.75% today, which is higher than the 5.25% to 6.25% range seen 30, 60, and 90 days ago. The HELOC rate is 6.75% , the same as it was 30 days ago.

🏦 Local Lenders in Madison, WI

SUMMIT CREDIT UNION — 30 ASH ST MADISON WI 53726

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🏘️ All the Lenders Available in Dane County, WI

✅SUMMIT 67190 CREDIT UNION

✅CONNEXUS CREDIT UNION

✅HEARTLAND 66710 CREDIT UNION

✅AVESTAR CREDIT UNION

✅UNIVERSITY OF WISCONSIN CREDIT UNION

✅STOUGHTON US RUBBER EMPLOYEES CREDIT UNION

✅BLACKHAWK COMMUNITY CREDIT UNION

✅DUPACO COMMUNITY CREDIT UNION

✅WEA CREDIT UNION

✅WINGS FINANCIAL CREDIT UNION

✅TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION

✅MINNESOTA CATHOLIC CREDIT UNION

✅MADISON CREDIT UNION

✅LANDMARK 66751 CREDIT UNION

✅MADISON FIRE DEPARTMENT CREDIT UNION

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