Home Equity Loans in Madison, WI

Looking to tap into your Madison home’s equity? Comparing local lenders helps you find the best rates and flexible terms tailored to your needs, whether you’re renovating, consolidating debt, or planning a big purchase.

With trusted credit unions and banks right here in Madison, WI, you get personalized guidance and fast funding. Explore your options today to make the most of your home’s value with confidence and ease.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
landmarkcu
5.75 - 9.6 %
20 Yrs
∞
mayocreditunion
5.79 - 7.59 %
5 - 15 Yrs
100 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
deereemployeescu
5.99 - 6.49 %
10 Yrs
90 %
∞
foxcu
5.99 - 6.75 %
30 Yrs
∞
bcu
6 - 6.75 %
∞
rcu
6 - 6.75 %
70 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Landmark's HELOC rate is 5.75% today, the same as it was 7, 30, and 60 days ago. The Home Equity loan rate ranges from 7.14% to 9.6% , unchanged from 7 and 30 days ago but slightly higher than 30, 60, and 90 days ago when it ranged from 7.04% to 9.5% . Mayo Employees has a Home Equity rate range of 5.79% to 7.59% today, unchanged from 30 days ago. Their HELOC rate is 6.75% , unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past month or two.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Empeople's Home Equity loan has a today APR range of 5.99% to 6.49% , which is lower than the 6.24% to 6.49% range from 7, 30, 60, and 90 days ago. The rates have dropped compared to all those previous periods.

Fox Communities has a Home Equity rate range of 5.99% to 6.95% today, which is down from 6.95% seven days ago. Its HELOC rate is steady at 6.75% , the same as it was a week ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Royal has a HELOC with an APR range of 6% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. There have been no changes in the APR for this product over the past two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months.

🏦 Local Lenders in Madison, WI

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🏘️ All the Lenders Available in Dane County, WI

✅SUMMIT 67190 CREDIT UNION
✅CONNEXUS CREDIT UNION
✅HEARTLAND 66710 CREDIT UNION
✅AVESTAR CREDIT UNION
✅UNIVERSITY OF WISCONSIN CREDIT UNION
✅STOUGHTON US RUBBER EMPLOYEES CREDIT UNION
✅BLACKHAWK COMMUNITY CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅WEA CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅TEXARKANA TERMINAL EMPLOYEES FEDERAL CREDIT UNION
✅MINNESOTA CATHOLIC CREDIT UNION
✅MADISON CREDIT UNION
✅LANDMARK 66751 CREDIT UNION
✅MADISON FIRE DEPARTMENT CREDIT UNION

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