Home Equity Loans in Grand Rapids, MI 49515

Looking to tap into your Grand Rapids home’s value? A HELOC can offer flexible funding for remodeling, debt consolidation, or any big plans. Start by comparing local loan offers to find the best rates and terms that fit your needs.

Grand Rapids homeowners trust local lenders for personalized service and quick approvals. Whether upgrading your kitchen or managing expenses, exploring your options here ensures you get a loan that works for you and your community.

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6.25 - 10.75 %

15 Yrs

90 %

∞

6.26 - 7.5 %

10 Yrs

90 %

∞

6.341 - 7.385 %

15 Yrs

∞

6.49 - 8.99 %

5 - 15 Yrs

90 %

∞

6.5 - 8.5 %

15 Yrs

90 %

∞

6.5 - 8.689 %

5 - 20 Yrs

90 %

∞

6.5 - 8.961 %

15 Yrs

80 %

∞

6.5 - 14 %

80 %

∞

6.52 - 10.62 %

20 Yrs

95 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dort Financial's HELOC has an APR range of 6.25% to 10.75% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 7% . Their Home Equity loan shows a steady APR range of 6.49% to 7.74% , with no change over the past 7, 30, 60, or 90 days. Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months.

Financial Plus has a Home Equity rate range of 6.34% to 7.38% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% .

Community Choice has a HELOC with rates from 6.5% to 8.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their Home Equity loan shows rates between 6.99% and 8.09% , steady compared to 7 and 30 days ago and lower than 60 and 90 days ago. Dow has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity rate is 8.69% now, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Elga has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan rates range from 6.75% to 8.96% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when the range was 6.5% to 8.74% .

Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods. Lake Trust's Home Equity rates today range from 6.52% to 10.62% , which is slightly up from 7 days ago but higher than 30 and 60 days ago. The 90–day range was lower, between 6.16% and 7.64% . Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

🏦 Local Lenders in Grand Rapids, MI

LATVIAN HERITAGE CREDIT UNION — PO BOX 152125 GRAND RAPIDS MI 49515

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If you’re exploring HELOC loans in Grand Rapids, MI, take your time comparing offers on LendMesh to uncover the best deals and lowest rates tailored to your needs. Browsing multiple lenders helps you make confident decisions and find flexible terms that unlock your home’s value without overpaying. There’s no rush—finding the right fit is what matters most.

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