Home Equity Loans in Grand Rapids, MI 49506

Looking to tap into your home’s value in Grand Rapids, MI? Comparing HELOC offers from trusted local lenders helps you find low rates and flexible terms tailored to your needs—whether it’s for remodeling or consolidating debt.

Grand Rapids homeowners benefit from personalized service and fast funding with companies that truly understand the community. Start comparing home equity loan options today to unlock the best deal for your financial goals.

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6.26 - 7.5 %

10 Yrs

90 %

∞

6.341 - 7.385 %

15 Yrs

∞

6.49 - 8.99 %

5 - 15 Yrs

90 %

∞

6.5 - 8.5 %

15 Yrs

90 %

∞

6.5 - 8.689 %

5 - 20 Yrs

90 %

∞

6.5 - 8.961 %

15 Yrs

80 %

∞

6.5 - 14 %

80 %

∞

6.52 - 10.62 %

20 Yrs

95 %

∞

6.63 %

10 - 30 Yrs

80 %

∞

6.64 - 8.15 %

15 Yrs

90 %

∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Genisys has a Home Equity rate range of 6.26% to 6.76% today, unchanged from it was 7, 30, and 60 days ago. Their HELOC rates are between 6.52% and 7.5% , also unchanged from 7, 30, and 60 days ago, but lower than the 90–day range that went up to 18% . Both products show steady rates over the past two months. Financial Plus has a Home Equity rate range of 6.34% to 7.38% today, unchanged from 7, 30, and 60 days ago but higher than 90 days ago. Its HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago.

Dfcu Financial has a Home Equity rate range of 6.49% to 8.99% today, unchanged from 7, 30, and 60 days ago. Their HELOC rates are 6.5% to 8.5% now, also unchanged from 7, 30, and 60 days ago, but higher than 90 days ago when the range was 4.99% to 18% . Community Choice has a HELOC with rates from 6.5% to 8.5% today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Their Home Equity loan shows rates between 6.99% and 8.09% , steady compared to 7 and 30 days ago and lower than 60 and 90 days ago.

Dow has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity rate is 8.69% now, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. Elga has a HELOC rate of 6.5% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan rates range from 6.75% to 8.96% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when the range was 6.5% to 8.74% . Wings Financial has a HELOC with an APR range of 6.5% to 14% today. This rate is the same as it was 7, 30, and 60 days ago, but the upper end was lower at 9% ninety days ago. The minimum APR has stayed steady at 6.5% over all these periods.

Lake Trust's Home Equity rates today range from 6.52% to 10.62% , which is slightly up from 7 days ago but higher than 30 and 60 days ago. The 90–day range was lower, between 6.16% and 7.64% . Their HELOC rate is steady at 6.75% , unchanged from 7, 30, and 60 days ago. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months.

🏦 Local Lenders in Grand Rapids, MI

MICHIGAN FIRST CREDIT UNION — 1815 BRETON RD SE GRAND RAPIDS MI 49506
CONSUMERS CREDIT UNION — 1835 BRETON RD SE GRAND RAPIDS MI 49506

See the full lender directory — hours, services & financials →

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