Home Equity Loans in Grand Rapids, MI

Looking to tap into your home’s value in Grand Rapids, MI? Compare home equity loan offers from trusted local lenders to find the best rates and terms tailored to your needs. Whether it’s for remodeling, debt consolidation, or big projects, there’s a solution waiting for you.

With personalized support from Grand Rapids credit unions and lenders, you can unlock funds quickly and confidently. Start comparing today to find flexible options designed to fit your budget and goals right here in your community.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
msufcu
6.64 - 8.15 %
15 Yrs
90 %
∞
figfcu
6.74 - 6.99 %
20 Yrs
100 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
mfcu
6.75 - 6.875 %
10 - 15 Yrs
∞
4frontcu
6.75 - 7.25 %
80 %
∞
notredamefcu
6.75 - 7.25 %
∞
honorcu
6.75 - 8.007 %
5 - 15 Yrs
80 %
∞
everwisecu
6.75 - 8.25 %
5 - 15 Yrs
90 %
∞
dcu
6.75 - 8.49 %
20 Yrs
60 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Michigan State University has a Home Equity rate range of 6.64% to 8.15% today, unchanged from it was 7, 30, and 60 days ago. Its HELOC rates are between 6.75% and 7.5% , also unchanged from the past 7, 30, and 60 days. Both products show steady rates over the last two months. Farmers Insurance has a HELOC with a minimum APR of 6.74% , unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows a minimum APR of 6.99% , also steady compared to the same time frames. The 30–day ranges for both products were higher before, but today's rates remain at the lower end of those ranges.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Members First has a Home Equity rate range of 6.75% to 6.88% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. There has been no change in the Home Equity rates over the past two months. 4Front has a HELOC with an APR of 6.75% today, unchanged from it was 7, 30, 60, and 90 days ago. Their Home Equity loan has a 7.25% APR now, also unchanged from the past 90 days. Both rates have stayed steady over the last three months.

Notre Dame's HELOC rates today range from 3.99% to 6.75% , the same as 7 days ago but lower than 30 and 60 days ago when the top rate was 7.25% . The Home Equity loan rate is steady at 7.25% , unchanged from 7 and 30 days ago. Honor's HELOC rate is 6.75% today, the same as it was 7, 30, 60, and 90 days ago. The Home Equity loan rate is between 7.68% and 8.01% , unchanged from 7, 30, and 60 days ago but higher than the 6.75% to 7.5% range seen 90 days ago. Everwise has a HELOC with an APR range of 6.75% to 7.25% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR is between 6.75% and 8.25% , also unchanged from 7, 30, and 60 days ago but higher than the 6.5% to 8% range seen 90 days ago.

Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months. Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago.

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