Home Equity Loans in Dayton, OH

Looking to tap into your Dayton home's equity? Comparing local HELOC lenders can help you find the best rates and flexible terms tailored to your needs. Whether you’re planning renovations or consolidating debt, there’s a smart solution waiting for you right here in Ohio.

Dayton homeowners trust lenders who understand the community and offer clear guidance without the hassle. Explore your options today to access funds quickly and confidently, all while supporting local businesses that care about your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
wpcu
6.75 - 12.25 %
5 - 15 Yrs
100 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
togethercu
7.125 %
15 Yrs
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Wright–Patt Credit Union, Inc. has a Home Equity loan with an APR range of 6.75% to 10% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also stay steady at 6.75% to 12.25% over the same time periods. Both products show no change in rates recently. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months. Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

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🏘️ All the Lenders Available in Montgomery County, OH

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Why compare Home Equity Loans in Dayton, OH on LendMesh

If you’re searching for heloc lenders in Dayton, OH, take your time comparing offers on LendMesh to find the best fit for your financial goals. Exploring multiple lenders can reveal better rates and more flexible terms, helping you unlock your home’s value with confidence. There’s no rush—use our platform to weigh your options and make a choice that works for you.

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