Home Equity Loans in Dayton, OH

Looking to tap into your Dayton home's equity? Comparing local HELOC lenders can help you find the best rates and flexible terms tailored to your needs. Whether you’re planning renovations or consolidating debt, there’s a smart solution waiting for you right here in Ohio.

Dayton homeowners trust lenders who understand the community and offer clear guidance without the hassle. Explore your options today to access funds quickly and confidently, all while supporting local businesses that care about your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
telhio
6.25 - 9.65 %
4 - 20 Yrs
100 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
717cu
6.25 - 11 %
20 Yrs
100 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
penfed
6.75 %
85 %
hondafcu
6.75 - 7.25 %
5 - 20 Yrs
100 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
wpcu
6.75 - 12.25 %
5 - 15 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Telhio's HELOC rates are 6.25% to 6.75% today, down from 6.75% seven, 30, and 60 days ago. The Home Equity loan rates remain the same at 7.25% to 9.65% compared to 7 and 30 days ago, though the minimum was lower 60 days ago at 7.25% . Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% . Seven Seventeen has a HELOC with an APR range of 6.25% to 11% today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a range of 6.25% to 7.1% , also unchanged from the past 7, 30, and 60 days. Both products have steady rates over the last two months.

Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back. Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period.

Honda has a HELOC with a 6.75% APR today, unchanged from 7 and 30 days ago. Its Home Equity loan shows a 7.25% APR now, also unchanged from a week ago. Both rates have held steady over the past week. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Wright–Patt Credit Union, Inc. has a Home Equity loan with an APR range of 6.75% to 10% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also stay steady at 6.75% to 12.25% over the same time periods. Both products show no change in rates recently.

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Why compare Home Equity Loans in Dayton, OH on LendMesh

If you’re searching for heloc lenders in Dayton, OH, take your time comparing offers on LendMesh to find the best fit for your financial goals. Exploring multiple lenders can reveal better rates and more flexible terms, helping you unlock your home’s value with confidence. There’s no rush—use our platform to weigh your options and make a choice that works for you.

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