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Today’s Home Equity Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. First Technology's Home Equity loan APR ranges from 5.37% to 8.29% today, which is up slightly from 7 days ago and higher than the rates from 30, 60, and 90 days ago. The HELOC APR is between 7% and 7.12% , unchanged from 7 and 60 days ago but up compared to 30 and 90 days ago.
Digital's Home Equity loan rates today range from 5.44% to 7.75% , which is up from 5.25% to 6.75% seven days ago and higher than 5% to 6.5% thirty days ago. Compared to 60 and 90 days ago, the rates are lower since those were 6.99% to 7.74% . The HELOC rates are 6.25% to 7.75% today, unchanged from seven days ago but up from 6% to 7.5% thirty days ago. These HELOC rates are lower than the 6.75% to Together's Home Equity loan APR today ranges from 5.75% to 8.55% , which is lower than the 7.12% rate seen 7, 30, 60, and 90 days ago. The HELOC APR remains steady between 4.99% and 5.03% , unchanged from the past 7, 30, 60, and 90 days.
Clearview has a HELOC with an APR range of 6% to 6.49% today, unchanged from 7, 30, and 90 days ago. Its Home Equity loan shows an APR range of 6.24% to 7.04% , also unchanged from 7, 30, and 90 days ago. Both products have steady rates over the past three months. Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% .
Affinity Plus has a Home Equity APR range of 6.15% to 6.65% today, which is up from 5.9% to 6.39% seven and thirty days ago but higher than 60 days ago. The HELOC rate is 6.47% now, also up from 6.22% a week and a month ago and above the 6% rate from 60 days back. The Improvement loan's APR range is 7.91% to 8.72% , rising from 7.66% to 8.47% seven and thirty days ago and above the 7.24% Dupaco Community has a HELOC with a minimum APR of 6.25% today. This rate is the same as it was 7 and 60 days ago, and lower than the 30–day range of 6.25% to 6.75% . Compared to 90 days ago, the current rate is at the low end of a wider range that went up to 21% .
Kemba Financial has a HELOC with an APR range of 6.25% to 7.24% today. This rate is the same as it was 7 and 30 days ago but higher than the 6.25% to 6.49% range seen 60 and 90 days ago. The upper end of the range has increased since then, while the minimum rate has stayed steady. Directions has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.75% to 8.25% , also unchanged from the past 90 days. Both products have steady rates over this period.