Home Equity Loans in Miami, FL

Looking to tap into your Miami home's value? Comparing home equity loan rates from local banks helps you find the best deal tailored to your needs—whether it’s for remodeling, debt relief, or big purchases.

Miami homeowners deserve clear options and low rates from lenders who understand the community. Start comparing offers today to unlock flexible terms and fast funding with trusted local banks.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
firstflorida
6.75 - 11.25 %
10 - 20 Yrs
80 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
communityfirstfl
6.81 - 7.5 %
10 - 20 Yrs
90 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
pefcu
6.99 - 7.436 %
15 - 20 Yrs
∞
togethercu
7.125 %
15 Yrs
∞
alabamacu
7.25 - 8.25 %
90 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago. Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. First Florida has a HELOC with an APR range of 6.75% to 11.25% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which started at 4.99% . The minimum APR has gone up since two months ago, while the maximum rate stayed the same.

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Community First Credit Union Of Flo has a Home Equity rate range of 6.81% to 7.22% today, which is up from 7 days ago but higher than 30 days ago and much higher than 60 and 90 days ago. Their HELOC rate is 7.5% today, up from 7.25% at 7, 30, 60, and 90 days ago. America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period.

Publix Employees has a Home Equity rate range of 6.99% to 7.44% today. This is slightly higher than 7 days ago, when rates were 6.9% to 7.4% , and also up from 30 days ago at 6.85% to 7.27% . Rates have increased compared to 60 and 90 days ago, which were 6.68% to 7.13% and 6.67% to 6.87% , respectively. Together has a HELOC rate range of 4.99% to 5.03% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its Home Equity loan rate is 7.12% , unchanged from 7, 30, and 60 days ago, but down from 7.5% ninety days ago.

Alabama has a HELOC with an APR range of 7.25% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than 60 days ago when the range was 6.75% to 8.25% , and also up from 90 days ago when it was 7% to 8% . Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

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