Home Equity Loans in Miami, FL

Looking to tap into your Miami home's value? Comparing home equity loan rates from local banks helps you find the best deal tailored to your needs—whether it’s for remodeling, debt relief, or big purchases.

Miami homeowners deserve clear options and low rates from lenders who understand the community. Start comparing offers today to unlock flexible terms and fast funding with trusted local banks.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
launchcu
6.5 - 7.625 %
20 Yrs
100 %
∞
partnersfcu
6.5 - 9.22 %
1.7 Yrs
90 %
∞
jfcu
6.5 - 9.25 %
20 Yrs
89 %
∞
ccuflorida
6.5 - 14 %
30 Yrs
80 %
∞
wingsfinancial
6.5 - 14 %
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
tyndall
6.74 %
80 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
vystarcu
6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Launch Credit Union has a HELOC with an APR range of 6.5% to 7.62% today. This rate is the same as 7 days ago but higher than the 6.25% to 7.62% range seen 30, 60, and 90 days ago. Partners has a HELOC with an APR range of 6.5% to 6.75% today, which is up from 6.25% to 6.5% over the past 7, 30, 60, and 90 days. Their Home Equity loan shows an APR range of 8.1% to 9.22% , slightly higher than 7 and 30 days ago, and also up compared to 60 days ago.

Justice has a HELOC with an APR range of 6.5% to 6.75% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 7.25% to 9.25% , also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Community Credit Union Of Florida has a Home Equity rate range of 6.49% to 14% , unchanged from 30, 60, and 90 days ago. The HELOC rate range is 6.5% to 12% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the minimum was 3.99% .

Wings Financial has a HELOC with an APR range of 6.5% to 14% today, unchanged from it was 7, 30, and 60 days ago. The rate range was lower 90 days ago, starting at 6.5% but only going up to 9% . This means the upper end of the APR range has increased since then, while the minimum rate stayed steady. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

Tyndall has a HELOC with a minimum APR of 6.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the last three months. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Vystar has a HELOC with a 6.75% APR today, unchanged from it was 7, 30, and 90 days ago. The rate has stayed steady over the past three months. There are no changes in the APR for this product during this time.

🏦 Local Lenders in Miami, FL

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